Business Details
21 Years
experience
Your Trusted Mortgage Brokers in Rugby
Established in 2005, LPR Mortgage Services has been providing impartial mortgage advice in Rugby and surrounding areas. With over 30 years of industry experience since 1986, the business specialises in helping first-time buyers, home movers, and remortgagers navigate the ever-changing mortgage market. Our approach combines face-to-face consultations with modern technology to deliver tailored solutions. We offer access to the entire mortgage market, including Help to Buy schemes, and provide transparent fee structures.As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, regulated by the Financial Conduct Authority, we prioritise client relationships and financial security through mortgages and protection plans. Our fixed fee of 498 and commission-based model ensure clarity, while our local knowledge of Rugby's property market adds value. We also advise on life assurance, critical illness cover, and home insurance to safeguard clients' investments.
Services
Mortgage Advice
Protection Plans
Home Insurance
Remortgaging
Financial Planning
Details
- Year established: 2005
Highlights and features
- We have over 30 years of experience in the mortgage industry.
- Our whole-of-market access ensures comprehensive mortgage options.
- We combine face-to-face service with modern interactive technology.
- Our fees are transparent, with a fixed rate of 498.
- We are regulated by the Financial Conduct Authority (FCA).
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Fantastic service
Stress free
Highly recommend
Quick and easy
Trustworthy and honest
Services
Mortgage Advice
We provide impartial mortgage advice tailored to individual needs, covering first-time purchases, remortgaging, and buy-to-let. Our whole-of-market access ensures clients receive competitive rates. With expertise in Help to Buy schemes and local market knowledge, we simplify the mortgage process for Rugby residents.
Protection Plans
Our protection plans include life assurance, critical illness cover, and income protection to safeguard clients' financial futures. These policies mitigate risks from unforeseen circumstances, ensuring families maintain security. We tailor solutions to individual circumstances, adhering to regulatory standards and client needs.
Home Insurance
We advise on buildings and contents insurance to protect property investments. Buildings insurance covers structural elements against risks like fire and flood, while contents insurance protects personal belongings. Our policies ensure comprehensive coverage for Rugby homeowners, with clear terms and conditions.
Remortgaging
Our remortgaging service helps clients secure better deals, reduce costs, or release equity. We assess current mortgages, identify improved rates, and manage the transition process. With expertise in early repayment charges and market trends, we ensure seamless refinancing solutions.
Financial Planning
We offer budgeting strategies and affordability assessments to guide mortgage decisions. Our financial planning services help clients understand borrowing capabilities and long-term commitments. By aligning mortgage choices with personal financial goals, we promote sustainable homeownership.
People
Lloyd Richards
Mortgage Adviser
Lloyd has been a mortgage adviser in Rugby since 1997, with over 30 years in financial services. His local expertise and client-focused approach have earned numerous positive reviews. He specialises in whole-of-market advice and protection plans.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let, and Help to Buy schemes, tailored to individual financial circumstances.
Are your fees transparent?
Yes, our standard fee is £498, split into £299 on application and £199 on completion, with no hidden charges.
How do you assist with protection plans?
We offer life assurance, critical illness cover, and income protection to safeguard your family's financial security.
Do you serve areas outside Rugby?
We primarily serve Rugby and surrounding Warwickshire areas, with expertise in local property markets.
How are you regulated?
We are an Appointed Representative of Stonebridge Mortgage Solutions Ltd, regulated by the Financial Conduct Authority.
What do clients say about your service?
Clients highlight our professionalism, stress-free processes, and exceptional customer support in numerous positive reviews.
