Business Details
Independent Financial Advisers in Lowestoft
Established over 45 years ago, Norfolk & Suffolk Financial Services has built a reputation for delivering independent, client-focused financial advice across Norfolk and Suffolk. As a chartered firm regulated by the Financial Conduct Authority, we prioritise ethical standards and impartial guidance, offering tailored solutions for investment planning, retirement strategies, and later-life financial arrangements. Our approach centres on understanding individual client needs through comprehensive consultations, ensuring recommendations align with personal goals and risk profiles.With offices in Lowestoft and a team of experienced advisers, we provide both one-time financial reviews and ongoing management services, maintaining transparency in all our fee structures. Our commitment to local communities is matched by our dedication to staying at the forefront of industry developments, enabling us to deliver forward-thinking solutions that adapt to evolving financial landscapes.
Services
Investment Advice
Later Life Planning
Long Term Care Planning
Equity Release
Financial Protection
Pension Planning
Inheritance Tax Planning
Protection Review
Highlights and features
- We have over 45 years of experience in independent financial planning
- Our chartered status demonstrates commitment to professional excellence
- We operate with full transparency and no hidden fees
- Our team provides locally informed advice tailored to East Anglia residents
- We offer comprehensive financial solutions covering all life stages
Associations and certifications
- Financial Conduct Authority
Services
Investment Advice
Our investment advisory service helps clients grow and manage their wealth through tailored portfolio strategies. We conduct comprehensive risk assessments and market analyses to create diversified investment plans aligned with individual financial goals. With access to the entire market, we recommend suitable products and provide ongoing portfolio reviews to ensure continued alignment with changing circumstances.
Later Life Planning
Specialised guidance for older clients covering wills, lasting powers of attorney, and inheritance tax mitigation. We help structure estates to ensure efficient wealth transfer while considering care funding requirements and tax implications. Our reports include detailed analysis of current arrangements and recommendations for optimising legacy planning.
Equity Release
Regulated advice on releasing capital from property assets for retirement planning. We assess suitability through detailed financial reviews and market analysis, explaining lifetime mortgage options and their implications. Our service includes comprehensive risk assessments and comparisons with alternative financial solutions to ensure appropriate decision-making.
Pension Planning
Comprehensive pension advice covering contributions, transfers, and retirement income strategies. We create cash flow projections and review existing arrangements to optimise retirement outcomes. Our reports include detailed analysis of current provisions and recommendations for achieving long-term financial security in retirement.
Financial Protection
Tailored insurance solutions to safeguard income and assets against unforeseen circumstances. We review existing protection arrangements and recommend appropriate coverage for life events, disability, and critical illness. Our service includes market-wide comparisons to ensure optimal protection at competitive rates.
Questions
What areas do you cover?
We primarily serve clients in Norfolk and Suffolk from our Lowestoft office, while also assisting clients further afield with remote consultation options.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 115187.
Do you offer free initial consultations?
Yes, we provide free, no-obligation initial meetings to discuss your financial needs and determine how we can assist you.
What financial planning areas do you specialise in?
We specialise in investment advice, retirement planning, equity release, later life planning, long-term care funding, and financial protection strategies.
How are your fees structured?
Our charges vary by service and are detailed in our transparent fee schedule, which includes options for one-time advice and ongoing management.
Can you help with pension transfers?
While we don't advise on defined benefit transfers, we can introduce clients to trusted partners for specialist guidance while assisting with other pension arrangements.
