Business Details
Your Trusted Financial Partner in Norwich
Oracle Financial Services has been dedicated to delivering tailored financial solutions since its establishment. Our team of experienced advisors specialises in creating personalised financial plans for individuals, families, and businesses, ensuring clients achieve their long-term goals. With expertise in pension planning, mortgage advice, and equity release, we prioritise client education and financial literacy. Our commitment to accessibility ensures financial success remains achievable for all clients, regardless of their starting point.Regulated by the Financial Conduct Authority, we maintain rigorous professional standards while offering transparent, jargon-free advice. Our Norwich-based team combines technical expertise with a deep understanding of local market needs, providing strategic guidance through every life stage. We differentiate ourselves through comprehensive service offerings, including business financial planning and later-life care solutions, all supported by continuous client engagement and regular plan reviews.
Services
Personal Financial Planning
Mortgage Advice
Equity Release
Retirement Planning
Business Financial Planning
Highlights and features
- We offer 25+ years of combined experience in financial planning and mortgage advice
- Our team holds advanced qualifications including DipPFS and Chartered Financial Planner status
- We provide comprehensive financial solutions tailored to all life stages
- Our FCA-regulated services ensure the highest professional standards
- We combine technical expertise with clear, jargon-free financial communication
Associations and certifications
- Financial Conduct Authority
What people say
Expert mortgage guidance
Personalised financial planning
Exceptional client support
Property journey assistance
Tailored solutions
Services
Personal Financial Planning
Our personal financial planning service provides one-on-one consultations with qualified advisors to create tailored financial strategies. We assess your current financial position, future goals, and risk tolerance to develop comprehensive plans covering investments, pensions, and tax-efficient savings. With regular reviews and market analysis, we ensure your financial strategy evolves with changing circumstances and market conditions.
Mortgage Advice
We offer independent mortgage advice covering residential, buy-to-let, and commercial mortgages. Our specialists help first-time buyers, property investors, and businesses navigate the mortgage process, from initial application to completion. We provide access to a wide range of lenders and products, including specialist mortgages for complex cases and later-life borrowers.
Equity Release
Our equity release service helps homeowners over 55 access tax-free funds from their property. We provide impartial advice on lifetime mortgages and home reversion plans, explaining the implications for inheritance and means-tested benefits. Our specialists ensure clients understand all options before making this important financial decision.
Retirement Planning
We specialise in creating retirement strategies that ensure financial security during your later years. Our services include pension reviews, annuity selection, and tax-efficient income planning. We help clients maximise their retirement funds while considering inheritance goals and potential care costs.
Business Financial Planning
We provide strategic financial solutions for businesses including auto-enrolment pensions, key person protection, and succession planning. Our services help business owners protect their assets, attract talent through employee benefits, and implement tax-efficient retirement strategies for directors.
People
Nicholas Halls
Managing Director and Financial Planner
Nicholas holds a Diploma in Regulated Financial Planning and specialist certificates in mortgage advice and equity release. With extensive experience in personal finance, he specialises in creating tailored financial strategies for individuals and families.
Shane Julian
Managing Director and Financial Planner
Shane possesses a Diploma in Regulated Financial Planning and multiple specialist certifications. He focuses on investment operations and mortgage solutions, bringing technical expertise to complex financial planning scenarios for business owners.
Scott Swift
Director and Chartered Financial Planner
A Chartered Financial Planner with advanced qualifications, Scott specialises in pension transfers and long-term care planning. He provides expert guidance on complex financial arrangements for high-net-worth individuals.
Jayne Routledge
Mortgage and Protection Specialist
Jayne holds CeMAP and CeRER certifications, specialising in mortgage advice and protection solutions. With over 20 years' experience, she helps clients navigate property purchases and insurance requirements across different life stages.
Nathalie Claeys
Mortgage and Protection Specialist
Nathalie combines CISI investment qualifications with mortgage expertise. She provides tailored property finance solutions and protection strategies, focusing on first-time buyers and later-life mortgage requirements.
Questions
What financial planning services do you offer?
We provide personal and business financial planning, mortgage advice, equity release solutions, retirement planning, and protection services tailored to all life stages.
Are you regulated by any financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA), ensuring we meet strict professional standards in financial advice.
How do you tailor financial advice to individual needs?
We conduct detailed consultations to understand your financial goals, risk tolerance, and personal circumstances before creating customised financial strategies.
What mortgage options are available?
We offer residential, buy-to-let, and commercial mortgages from multiple lenders, including specialist products for first-time buyers and later-life borrowers.
How can equity release benefit homeowners?
Equity release allows homeowners over 55 to access tax-free funds from their property while maintaining residency, providing financial flexibility in retirement.
What business financial services do you provide?
We offer business protection, auto-enrolment pensions, commercial mortgages, and director pension planning to help businesses protect assets and reward staff.
