Business Details
25 Years
experience
Your Trusted Financial Advisers in Chesterfield
Established in 2001, Horizon Advisors has been delivering tailored financial solutions to individuals in Chesterfield and surrounding areas. With over 25 years of dedicated experience, our approach combines professional expertise with a commitment to understanding each client's unique circumstances. We specialise in pensions, savings, ISAs, and investment planning, ensuring our recommendations align with personal goals and risk profiles.Our FCA authorisation underscores our adherence to rigorous regulatory standards, while client testimonials reflect our consistent delivery of clear, actionable advice. Regular reviews and transparent communication form the cornerstone of our service, enabling clients to navigate financial decisions with confidence. Our free initial consultation provides an opportunity to explore how we can help achieve long-term financial objectives.
Services
Pensions
Savings
ISAs
Investments
Life Assurance
Details
- Year established: 2001
Highlights and features
- We offer 25 years of experience in independent financial advice
- Our FCA authorisation ensures adherence to strict regulatory standards
- Free initial consultation with no obligation
- Personalised financial strategies tailored to individual circumstances
- Regular portfolio reviews to adapt to changing life situations
Associations and certifications
- Financial Conduct Authority
What people say
Highly recommended
Excellent service
Sound advice
Trust and professionalism
Personalised approach
Services
Pension Planning
We provide comprehensive pension planning services tailored to individual needs. Our FCA-regulated advice covers state pensions, personal pensions, and annuities. With expertise in income drawdown strategies, we help clients maximise retirement benefits through detailed analysis of existing arrangements and customised recommendations.
Investment Planning
Our investment planning focuses on building long-term wealth through tax-efficient vehicles. We assess client risk profiles to create diversified portfolios using ISAs and friendly society bonds. Regular monitoring ensures investments remain aligned with evolving financial goals while maintaining compliance with FCA regulations.
Savings Strategies
We specialise in optimising savings through tax-free vehicles like ISAs and Tessas. Our approach combines market analysis with personal financial objectives to develop effective savings strategies. We help clients navigate complex product offerings to maximise returns while minimising tax liabilities.
ISA Management
We provide expert guidance on ISA investments, including cash and stocks & shares options. Our service covers annual contribution limits and multi-fund packages to reduce charges. We help clients utilise these tax-efficient vehicles effectively while ensuring compliance with HMRC regulations.
Life Assurance
Our life assurance services focus on protecting clients' financial futures. We offer tailored protection solutions that integrate with overall financial plans. While FCA regulation doesn't cover all protection aspects, our advice ensures comprehensive coverage aligned with individual circumstances and family needs.
People
Diana
Financial Adviser
With over 25 years of experience, Diana provides expert financial advice tailored to individual needs. She maintains regular client contact, offers clear explanations, and has consistently delivered successful outcomes through market fluctuations.
Questions
What financial services do you specialise in?
We specialise in pensions, savings, ISAs, investments, and life assurance planning, providing tailored advice to meet individual financial goals.
Are your initial consultations free?
Yes, we offer free initial consultations with no obligation, allowing you to explore financial options before committing to further services.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring adherence to strict professional standards.
How do you charge for your services?
We discuss payment methods in advance - either direct charges for services or commissions from product providers, with full transparency.
Do you serve areas beyond Chesterfield?
While based in Chesterfield, we serve clients across Derbyshire and surrounding regions through both office and home visits.
What investment risks should I be aware of?
All investments carry risk, including potential capital loss. We carefully assess your risk tolerance before recommending any investment strategy.
