Business Details
14 Years
experience
Expert Debt Collection Services
Commercial Recoveries (UK) Ltd was established in 2012 by Martin Bromboszcz, a credit management professional with over 25 years of senior-level experience in debt collection across commercial and consumer sectors. Our operations director, Iain Craig, brings 30 years of financial services expertise, including debt negotiation and compliance auditing. We specialise in tiered B2B debt recovery strategies combining lettering, telephony, email, and SMS, supported by legal partners for court judgments and enforcement. Our multilingual web portal caters to businesses globally trading with UK entities, offering flexible solutions for ad hoc or bulk cases.We prioritise compliance with evolving regulations while maintaining aggressive collection tactics, ensuring clients achieve higher net returns without compromising reputational integrity. Our pricing model operates on a 'No Collection, No Commission' basis, aligning our success with client outcomes. We transparently apply the Late Payment of Commercial Debts (Interest) Act 1998 to offset collection costs where applicable, demonstrating our commitment to ethical, results-driven debt recovery.
Services
Debt Collection
Legal Action
Enforcement Solutions
Compliance Support
Multilingual Portal
Details
- Year established: 2012
Highlights and features
- We operate under a 'No Collection, No Commission' pricing model
- Our team has over 55 combined years of debt collection expertise
- We implement the Late Payment of Commercial Debts Act 1998
- We offer multilingual web portal access for global clients
- Our tiered collection strategies combine proven methods with legal support
Associations and certifications
- DPA Registration Z3437461
Services
Debt Collection
Our tiered debt collection process combines lettering, telephony, email, and SMS strategies tailored to each debt profile. We validate addresses, enhance contact details, and use proven payment methods to maximise recovery rates. This service suits businesses seeking proactive invoice recovery without immediate legal action.
Legal Action
We initiate County Court Judgments (CCJs) and manage legal proceedings for debt recovery. Our process includes claim submission, court representation, and judgment enforcement. Clients benefit from our legal partnerships that ensure compliant, efficient progression through the judicial system when pre-legal methods prove insufficient.
Enforcement Solutions
Our enforcement services include Charging Orders, Warrants of Execution, and Sheriff-led asset seizures. We specialise in post-judgment enforcement to convert court rulings into tangible recoveries. This service provides creditors with physical collection mechanisms when debtors refuse voluntary payment.
Compliance Support
We maintain full compliance with UK debt collection legislation while maximising recovery effectiveness. Our processes incorporate Data Protection Act requirements and industry-specific regulations. Clients receive assurance that all collection activities meet current legal standards without compromising effectiveness.
Multilingual Portal
Our web-based portal enables global clients to submit and track debt cases in multiple languages. The system provides real-time updates and document sharing capabilities. International businesses benefit from streamlined communication and case management regardless of geographic location.
People
Martin Bromboszcz
Managing Director
With over 25 years' experience in credit management, Martin founded Commercial Recoveries after senior roles at leading UK debt agencies. He specialises in B2B debt recovery strategies and regulatory compliance.
Iain Craig
Operations Director
Bringing 30 years of financial services expertise, Iain oversees collection operations and compliance. His background includes debt negotiation, audit processes, and field collections management for major UK institutions.
Questions
What debt collection services do you offer?
We provide tiered B2B debt recovery services including lettering, telephony, legal action, and enforcement solutions. Our multilingual portal supports global clients trading with UK businesses.
How does your pricing work?
Our 'No Collection, No Commission' model charges 9–25% commission based on debt age and balance. We also implement the Late Payment Act 1998 to offset costs where applicable.
What invoice values do you handle?
We consider debts from £100 upwards, including one-off cases and bulk requests. Our services cover invoices aged 30 days to post-write-off status.
Do you handle international cases?
While focused on UK debtors, we accept instructions from global clients trading with UK entities through our multilingual web portal and international case management systems.
What legal options exist for debt recovery?
We offer County Court Judgments, Charging Orders, and asset seizure enforcement. Our legal partners handle court proceedings and post-judgment enforcement actions when required.
How do you ensure compliance?
We maintain DPA registration Z3437461 and follow strict compliance protocols aligned with UK debt collection legislation and industry best practices.
