Business Details
2 Years
experience
Expert Mortgage Brokers in Nottingham
Mortgage Point was established in 2024 by Andy Stinson, a seasoned Mortgage & Protection Adviser based in Nottingham. Our mission is to provide tailored mortgage solutions while prioritising customer satisfaction through continuous support beyond traditional office hours. With extensive experience in the service sector, we guide clients through every stage of their property journey, ensuring clarity and confidence in their financial decisions.Our expertise spans adverse credit scenarios, first-time buyer assistance, shared ownership schemes, and self-employed mortgage applications. We operate under strict regulatory compliance, authorised by the Financial Conduct Authority, and maintain transparent fee structures with a typical mortgage advice fee of 495. Our commitment to ethical practices and client-centric service has positioned us as a trusted partner in the mortgage market.
Services
Mortgage Advice
First Time Buyer Support
Adverse Credit Solutions
Self-Employed Mortgages
Shared Ownership Guidance
Details
- Year established: 2024
Highlights and features
- We offer 24/7 mortgage advisory services with FCA-authorised expertise
- Our team specialises in complex cases including adverse credit and self-employed mortgages
- We provide end-to-end support from initial consultation to property completion
- Transparent fee structure with clear 495 mortgage advice pricing
- Director-led service from Andy Stinson with years of service sector experience
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our FCA-authorised mortgage advisors provide comprehensive guidance tailored to individual financial circumstances. We assess your specific needs and connect you with suitable lenders offering competitive rates. Our transparent 495 fee covers full application support from initial consultation to completion.
First Time Buyers
We specialise in guiding first-time buyers through the entire property purchase process. Our service includes explaining mortgage options, assisting with affordability assessments, and providing ongoing support beyond standard office hours to ensure a smooth transition to home ownership.
Adverse Credit
Our experts help clients with credit issues find suitable mortgage solutions. We work with specialist lenders and provide tailored advice to improve mortgage applications while ensuring full transparency about potential risks and repayment obligations.
Self-Employed
We address the unique challenges faced by self-employed individuals seeking mortgages. Our service includes income assessment using average earnings and connecting clients with lenders that specialise in non-standard income verification processes.
Shared Ownership
We advise on shared ownership schemes that allow buyers to purchase property with smaller deposits. Our guidance covers eligibility criteria, funding structures, and long-term implications of part-buying arrangements with housing associations and other providers.
People
Andy Stinson
Director
Andy Stinson, CeMap-qualified Mortgage & Protection Adviser, founded Mortgage Point in 2024. With extensive service sector experience, he provides hands-on mortgage guidance while maintaining FCA compliance and prioritising client satisfaction through flexible support.
Questions
What mortgage fees do you charge?
Our mortgage advice fee is typically £495, covering full application support. We provide transparent pricing with no hidden charges for our advisory services.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit cases. Our advisors work with specialist lenders to find suitable mortgage solutions while ensuring you understand all repayment obligations.
How do first-time buyers get started?
Contact us for a free consultation where we'll explain mortgage options, assess affordability, and guide you through each step of the property purchase process.
Do you offer self-employed mortgage options?
Yes, we help self-employed individuals by using average income calculations and connecting you with lenders that accept non-standard income verification methods.
What is shared ownership?
Shared ownership allows you to buy a property share (50-75%) while paying rent on the remaining portion. We explain eligibility criteria and long-term implications of these schemes.
