Business Details
25 Years
experience
Your Trusted Mortgage Brokers in Preston, Southport & Garstang
Established in 2001, Key Mortgage Advice has built a reputation as a trusted mortgage brokerage with over two decades of expertise in the industry. Our FCA-regulated team operates from offices in Preston, Southport, and Garstang, serving clients across the UK. We specialise in providing tailored mortgage solutions for first-time buyers, landlords, and commercial property investors. Our independent status allows us to compare thousands of deals from over 100 lenders, ensuring clients receive competitive rates.We prioritise transparency, offering clear guidance without hidden fees. Our 5-star rated service reflects our commitment to client satisfaction, supported by a complaints procedure and access to the Financial Ombudsman Service. With a focus on ethical practices and market-wide access, we aim to simplify mortgage processes while maintaining professional standards.
Services
First Time Mortgages
Commercial Mortgages
Buy To Let Mortgages
Lifetime Mortgages
Remortgages
Details
- Year established: 2001
Highlights and features
- We have over 20 years of experience in mortgage advisory services.
- Our team consists of certified experts with extensive industry knowledge.
- We compare thousands of deals from over 100 lenders to find the best rates.
- We are FCA-regulated and accredited by industry-leading bodies.
- We provide transparent, hassle-free mortgage support with no hidden fees.
Associations and certifications
- Financial Conduct Authority
What people say
5-star rated service
Transparent, hassle-free support
Expert service you can trust
Services
Commercial Mortgages
Commercial mortgages are loans secured against business-use properties like shops, offices, or warehouses. At Key Mortgage Advice, we help clients compare deals from major banks and specialist lenders. Our brokers guide you through the application process, ensuring terms align with your business goals.
Buy To Let Mortgages
Buy-to-let mortgages cater to property investors seeking rental income. We provide tailored solutions, assessing rental yield and affordability. Our team helps navigate changing regulations and access exclusive deals from high street and specialist lenders.
Lifetime Mortgages
Lifetime mortgages allow homeowners over 55 to release tax-free cash from their property. We offer interest-only, drawdown, and lump sum options, ensuring clients understand long-term implications and family considerations.
Remortgages
Remortgaging helps reduce monthly payments or release equity for home improvements. Our brokers assess current deals, compare market options, and manage applications to secure better rates without hidden fees.
First Time Mortgages
First-time mortgages simplify the home-buying process for new buyers. We provide step-by-step guidance from pre-approval to completion, ensuring access to competitive rates and tailored support for your financial situation.
Questions
What types of mortgages do you offer?
We offer first-time buyer, remortgage, buy-to-let, commercial, and lifetime mortgages, comparing 100+ lenders to find the best deals.
Are you regulated by the Financial Conduct Authority?
Yes, Key Mortgage Advice is FCA-regulated and accredited by industry-leading bodies for professional and ethical standards.
How do I start the mortgage application process?
Book a free consultation to discuss your needs. We’ll compare lenders, explain options, and guide you through the application process.
Do you charge fees for mortgage advice?
No, our advice is free with no hidden fees. We earn commissions from lenders once your mortgage completes.
Can I remortgage if my current deal is ending?
Yes, we help secure better rates or release equity, ensuring a smooth transition from your existing mortgage.
