Business Details
35 Years
experience
Your Trusted Mortgage Advisers in Redditch
A & M Partnership The Mortgage Room has been providing expert mortgage advice and life insurance solutions for over 30 years. Based in Redditch, our team of experienced advisers specialises in tailoring mortgage products to individual circumstances, including first-time buyers, remortgaging, buy-to-let, and contractor mortgages. We combine in-depth market knowledge with a client-focused approach, offering comprehensive guidance to protect clients' financial futures through bespoke mortgage strategies and income protection cover. Our commitment to transparency and long-term client relationships has established us as a trusted advisor in the local community. 
Services
Mortgages
Remortgages
First Time Buyers
Buy to Let
Contractor Mortgages
Shared Ownership
Right to Buy
New Build Homes
Moving Homes
Life Insurance
Details
- Year established: 1991
Highlights and features
- We have over 30 years of mortgage advisory experience in Redditch
- Our advisers specialise in all property-related lending scenarios
- We offer free no-obligation mortgage consultations
- Personalised advice tailored to individual financial circumstances
- Comprehensive support through every stage of the mortgage process
Services
Mortgages
We provide comprehensive mortgage solutions tailored to individual circumstances. Our advisers help clients navigate fixed-rate, tracker, and variable mortgage products while considering long-term financial implications. With access to the entire market, we ensure clients receive competitive rates matching their specific needs and financial situations.
Remortgages
Our remortgaging service helps clients reduce monthly payments, switch from interest-only to repayment mortgages, or release equity for home improvements. We assess early repayment charges and legal fees while ensuring clients understand the full cost implications of changing their existing mortgage arrangements.
First Time Buyers
Specialist advice for first-time buyers includes low-deposit mortgages (from 5%), shared ownership schemes, and government initiatives. We guide clients through deposit requirements, employment status considerations, and property selection while explaining different mortgage types and their long-term implications.
Buy to Let
We offer tailored buy-to-let mortgage advice covering rental income assessments, portfolio landlord requirements, and limited company structures. Our services include assessing affordability based on projected rental income, explaining tax implications, and recommending appropriate insurance products for property investors.
Contractor Mortgages
Specialist mortgage solutions for contractors across various employment types. We handle applications for fixed-term contractors, umbrella company workers, and CIS contractors, ensuring lenders properly assess income stability while meeting minimum contract duration requirements and industry-specific criteria.
People
A & M Partnership Team
Mortgage Advisers
Our team of experienced mortgage advisers in Redditch has over 30 years' combined experience in property-related lending. They specialise in all mortgage types including first-time buyers, remortgaging, buy-to-let, and contractor mortgages.
Questions
What mortgage options are available for first-time buyers?
We offer specialist first-time buyer mortgages with low deposit requirements (as little as 5%), shared ownership schemes, and government-backed initiatives like the First Homes Scheme.
Can I remortgage to consolidate debts?
Yes, we advise on remortgaging solutions to consolidate unsecured debts, though we recommend careful consideration of the risks involved in securing debts against your home.
Do you offer buy-to-let mortgage advice?
We provide comprehensive buy-to-let mortgage advice including portfolio landlord mortgages, limited company structures, and holiday let financing options.
What insurance products do you offer?
We offer mortgage life insurance, critical illness cover, and general insurance products tailored to protect your financial commitments.
How can contractors obtain a mortgage?
We specialise in contractor mortgages for various employment types including umbrella company workers, agency staff, and CIS contractors.
What are your office hours?
Our Redditch office is open Monday-Friday 9am-6pm and Saturday 9am-4pm. We also offer telephone consultations outside these hours.
