Business Details
25 Years
experience
Trusted Mortgage Brokers in Edinburgh
Established in 2001, One Branch has built a reputation as a trusted mortgage brokerage serving clients across Edinburgh and beyond. Our team of FCA-registered professionals specialises in providing independent mortgage advice, offering access to a comprehensive range of products from all major lenders in the UK market. With over 15 years of experience, we have successfully arranged mortgages for more than 3,000 clients, including first-time buyers, landlords, and self-employed individuals. Our commitment to transparency ensures clients benefit from competitive rates without hidden fees, while our regulatory compliance guarantees adherence to the highest industry standards.We pride ourselves on simplifying complex mortgage processes through clear communication, personalised guidance, and innovative solutions tailored to individual financial circumstances. Our Edinburgh-based team maintains strong partnerships with lenders, enabling us to secure exclusive deals and streamline application processes for our clients.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Remortgage Services
Self Employed Mortgages
Shared Equity Mortgages
Landlord Gifted Deposits
Parent Protected Deposits
100% LTV Mortgages
Details
- Year established: 2001
Highlights and features
- We have over 15 years of experience brokering mortgages in Edinburgh.
- Our team are registered with the Financial Conduct Authority.
- We offer fee-free independent mortgage advice.
- We provide access to all major UK mortgage lenders.
- We specialise in complex mortgage scenarios including self-employed applications.
Associations and certifications
- Financial Conduct Authority
What people say
Very good and professional service
Painless mortgage process
Quick and professional arrangements
Helped with difficult scenarios
Beat previous mortgage deal
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through their initial property purchase. Our Edinburgh team simplifies the process with clear explanations, competitive rate comparisons, and assistance with government schemes. Clients benefit from our expertise in navigating deposit requirements and eligibility criteria.
Buy to Let Mortgages
Our buy-to-let specialists help landlords secure optimal investment mortgages. We provide market analysis, rental income assessments, and portfolio management strategies. Clients receive tailored advice on tax implications and regulatory compliance for property investments.
Self Employed Mortgages
We assist self-employed individuals with complex income structures to secure mortgage approval. Our process includes documentation optimisation, lender selection, and income verification strategies. Clients benefit from our relationships with lenders specialising in non-traditional income assessments.
Remortgage Services
Our remortgaging experts help clients reduce payments or access equity. We conduct market comparisons, assess early repayment charges, and manage transition processes. Clients receive strategic advice on timing and product selection for optimal financial outcomes.
Shared Equity Mortgages
We facilitate shared equity arrangements through government and private schemes. Our advisors explain eligibility requirements, manage partnership structures, and secure favourable terms. Clients benefit from reduced deposit requirements while maintaining homeownership advantages.
People
Walter Clarkson
Mortgage Advisor
With over 15 years in mortgage brokering, Walter specialises in complex cases including self-employed applications and buy-to-let portfolios. He leads client consultations and maintains key lender relationships for One Branch.
Questions
What mortgage types do you offer?
We provide first-time buyer, buy-to-let, remortgage, self-employed, shared equity, and gifted deposit mortgages through all major UK lenders.
Are your services fee-free?
Yes, we offer independent mortgage advice without charging broker fees as we receive commissions from lenders.
How can self-employed applicants benefit?
We specialise in documenting non-traditional income streams and connecting clients with lenders that accommodate self-employment verification requirements.
Do you help with difficult mortgage cases?
Yes, our team has extensive experience resolving complex scenarios including adverse credit histories and unusual property types.
What areas do you serve?
While based in Edinburgh, we provide mortgage services across the UK with particular expertise in Scottish property markets.
How are you regulated?
We operate under Financial Conduct Authority authorisation (registration 607257) ensuring compliance with UK financial services standards.
