Business Details
Your Trusted Mortgage Broker in Edinburgh & UK
First Mortgage has been delivering free, impartial mortgage advice across the UK for over 25 years. Established initially in Scotland, we expanded our services nationwide, securing billions in mortgages for clients. Our growth through economic downturns reflects our exceptional success rate in mortgage approvals, supported by a 70% referral rate from satisfied clients. We prioritise personal, quality-focused customer care and operate under a Best in Market guarantee, offering 500 compensation if a better deal is found elsewhere.Our service is funded entirely by lenders, ensuring no fees for clients while maintaining access to over 10,000 mortgage products. We combine advanced search tools with expert broker support to tailor solutions for individual circumstances, whether in person, online, or via telephone.
Services
Buy to Let Mortgages
First Time Buyer Mortgages
Remortgage Services
LIFT Mortgage Scheme
New Build Mortgages
Shared Equity Mortgages
Moving Home Mortgages
Mortgage Calculators
Phone-Based Advice
Branch-Based Consultations
Highlights and features
- We have over 25 years of experience in mortgage advisory services.
- Our service is 100% free and impartial, funded by lenders.
- We guarantee to find the best mortgage deal or pay you 500.
- We compare over 10,000 mortgage products to suit your needs.
- 70% of our new clients come from satisfied customer referrals.
Associations and certifications
- Financial Conduct Authority
What people say
Award winning service
Free impartial advice
Best in Market guarantee
70% referral rate
10,000+ mortgage products
Services
Buy to Let Mortgages
Specialist buy-to-let mortgage solutions for property investors. We access competitive rates tailored to rental income projections and portfolio requirements. Our brokers help navigate tax implications and landlord insurance needs while securing optimal financing terms.
First Time Buyer Mortgages
Tailored support for first-time homebuyers. We explain Help to Buy schemes, deposit requirements, and government initiatives like the LIFT Mortgage Scheme. Our brokers simplify the process from affordability checks to final approval.
Remortgage Services
Expert remortgaging guidance to secure better rates or release equity. We analyse current deals, calculate potential savings, and handle all paperwork for seamless transitions to new mortgage products.
LIFT Mortgage Scheme
Specialist advice on Scotland's LIFT Mortgage Scheme for first-time buyers. We explain eligibility criteria, application processes, and how this government-backed initiative reduces deposit requirements for qualifying applicants.
New Build Mortgages
Dedicated financing solutions for new build properties. We connect buyers with lenders offering specific new build incentives, including delayed completion date options and self-build mortgage alternatives.
Questions
Is First Mortgage's service truly free?
Yes, our service is entirely free as we receive commission from lenders. You pay no fees at any stage.
What mortgage options are available for first-time buyers?
We offer tailored solutions including LIFT Mortgage Scheme, Shared Equity Mortgages, and new build options specifically for first-time buyers.
How does the Best in Market guarantee work?
If you find a better mortgage deal elsewhere, we'll pay you £500 compensation, provided the offer meets our terms.
Can I access mortgage advice remotely?
Yes, we provide nationwide advice via phone or online consultations, alongside in-branch services in 30+ UK locations.
How many mortgage products can I choose from?
We compare over 10,000 mortgage products from hundreds of lenders to find your optimal solution.
