Business Details
29 Years
experience
Expert Property Finance Solutions in London
Kingswood Associates has been a trusted leader in property finance debt arrangement since 1997. Our team specialises in delivering tailored funding solutions for real estate investors and developers across the UK. With extensive expertise in development finance, bridging loans, and commercial mortgages, we leverage relationships with a vast network of lenders to secure competitive terms. Our impartial advisory approach ensures clients receive the most suitable financing options, supported by rigorous due diligence and market insights. Recognised as industry specialists, we prioritise client needs through transparent communication and innovative financial structuring.Our track record of over 2 billion raised underscores our commitment to excellence. By combining experience with agility, we address complex financing challenges while maintaining a focus on long-term partnerships. Client testimonials highlight our professionalism, efficiency, and ability to deliver results even in demanding market conditions. As an FCA-authorised firm, we adhere to the highest regulatory standards, ensuring trust and accountability in all transactions.
Services
Development Finance
Bridging Loans
Commercial Mortgages
Mezzanine Finance
Preferred Equity
VAT Bridging Finance
Buy to Let Mortgages
Equity Investment
Debt Structuring
Feasibility Analysis
Details
- Year established: 1997
Highlights and features
- We offer 28 years of specialist property finance expertise
- Our team has direct access to heads of multiple lenders
- We provide feasibility modelling and lender presentations
- We have arranged over 2 billion in funding
- We specialise in complex development finance solutions
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Very professional team
Efficient and helpful
Excellent customer care
Highly knowledgeable
Services
Development Finance
We arrange senior and mezzanine development finance for residential and commercial property projects. Our expertise covers complex schemes requiring tailored debt solutions, with support from initial feasibility to project completion. Lenders value our rigorous risk assessment and detailed project analysis.
Bridging Finance
Our bridging finance solutions provide rapid funding for property transactions, secured against residential or commercial assets. With completion times as fast as 48 hours, we help clients capitalise on time-sensitive opportunities while maintaining flexible repayment terms.
Commercial Mortgages
We source competitive commercial mortgage financing for offices, industrial units, and retail properties. Our relationships with specialist lenders enable bespoke solutions for both new purchases and refinancing requirements across the UK market.
VAT Bridging Finance
This specialist product addresses VAT liabilities on commercial property purchases, providing 48-hour funding from 150,000 to 10 million. Partnering with VAT experts, we streamline both payment and subsequent HMRC reclaim processes.
Preferred Equity Finance
We structure preferred equity solutions to fill financing gaps when traditional debt proves insufficient. These arrangements combine debt and equity characteristics, offering developers reduced personal capital requirements while maintaining project control.
People
John Phillips
Founder and Managing Director
John established Kingswood Associates in 1997, bringing over 25 years' experience in property finance. He leads strategic direction while maintaining hands-on involvement in major client relationships and complex transactions.
James Mayson
Lending Manager
James manages lender relationships from our Cardiff office, specialising in debt placement for residential developments. With 15 years in property finance, he connects clients with appropriate funding sources while ensuring regulatory compliance.
Questions
What types of property finance do you specialise in?
We focus on development finance, bridging loans, commercial mortgages, and alternative debt structures for both residential and commercial real estate projects across the UK.
How quickly can you arrange bridging finance?
Our fastest completions occur within 48 hours, though typical timelines depend on transaction complexity and required due diligence.
Do you work with first-time developers?
Yes, we support both experienced and first-time developers, providing guidance through financing options and lender requirements.
What areas do you cover?
While based in London and Cardiff, we operate nationwide, arranging finance for property projects throughout the UK.
Are you FCA regulated?
Yes, Kingswood Associates Limited is authorised and regulated by the Financial Conduct Authority as a credit broker.
