Business Details
27 Years
experience
Trusted Mortgage and Insurance Brokers in Cardiff
Established in 1999, MORTGAGE ID operates as a professional mortgage and insurance brokerage regulated by the Financial Conduct Authority. Our team of highly trained advisers specialises in sourcing competitive mortgage solutions for first-time buyers, property investors, and commercial clients across the UK. With direct access to major lenders and a commitment to transparency, we provide impartial insurance advice tailored to personal and business needs.Our free advisory service, available seven days a week, prioritises client satisfaction through accurate recommendations and comprehensive financial reviews. Backed by industry expertise and a 'Best Option Guarantee,' we ensure clients receive suitable, cost-effective products aligned with their circumstances.
Services
Mortgage Brokerage
Insurance Advisory
Conveyancing Services
Remortgaging
Buy to Let Mortgages
Equity Release
Commercial Mortgages
Secured Loans
Insurance Review
Protection Products
Details
- Year established: 1999
Highlights and features
- We are authorised and regulated by the Financial Conduct Authority (No. 302699).
- Our advisers have direct access to most UK banks and building societies.
- We offer free, impartial advice with no obligation to proceed.
- Our 'Best Option Guarantee' ensures recommendations are based on current market data.
- We provide tailored insurance solutions for personal and business needs.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent customer service
Highly recommended
Knowledgeable team
Expeditious handling
Regular updates
Services
Mortgage Brokerage
MORTGAGE ID provides tailored mortgage solutions for first-time buyers, investors, and commercial clients. Our FCA-regulated advisers access a whole-of-market range of lenders to secure competitive rates. With free, obligation-free consultations, we prioritise affordability assessments and long-term suitability, ensuring clients receive transparent, accurate recommendations aligned with their financial goals.
Insurance Advisory
Our insurance division offers impartial advice on personal, family, and business protection. Advisers combine mortgage expertise with comprehensive coverage options, including life, critical illness, and property insurance. We ensure policies align with client needs, providing seamless integration with mortgage completions and ongoing support for claims or adjustments.
Conveyancing Services
MORTGAGE ID connects clients with vetted conveyancing solicitors nationwide. Our platform compares pricing and feedback for residential and commercial property transactions. Clients receive fixed-price quotes and can instruct solicitors directly through our system, ensuring efficient, electronic processing regardless of geographic location.
Remortgaging
We help clients secure better mortgage terms through remortgaging. Advisers analyse existing deals, market options, and client circumstances to identify savings opportunities. Our free reviews consider changing financial situations, ensuring new products meet updated requirements while minimising disruption during transitions.
Buy to Let Mortgages
Specialist Buy to Let mortgage arrangements for property investors. Our advisers access lender-specific deals, considering rental income projections and portfolio growth strategies. We provide detailed affordability assessments and market comparisons to secure competitive rates tailored to investment objectives.
Questions
Are Mortgage ID's services free?
Yes, our mortgage and insurance advisory services are free, with no obligation to proceed after receiving recommendations.
How does Mortgage ID find the best mortgage deals?
We access a whole-of-market range of lenders, including banks and specialist providers, to identify competitive rates based on your financial circumstances.
What areas does Mortgage ID operate in?
We serve clients nationwide across the UK, offering remote advisory services and conveyancing connections in all regions.
Is Mortgage ID regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 302699.
Can Mortgage ID help with insurance alongside mortgages?
Our advisers provide integrated insurance solutions, including life, critical illness, and property cover, tailored to protect mortgage commitments.
