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Trusted Insurance and Financial Services Solutions
Established over 115 years ago, NFU Mutual has built a reputation as a trusted provider of comprehensive insurance and financial services. Our mutuality ethos ensures we operate in the best interests of our customers, offering tailored solutions across home, motor, business, farming, and financial planning sectors. With a nationwide network of 280 local agency offices, we combine personal service with industry-leading expertise, managing over 20 billion in funds.Our commitment to excellence is reflected in 5-star rated covers by Defaqto and a 24-hour UK claims helpline for motor insurance. We prioritise responsible business practices, aligning our operations with the long-term health of our communities and environment while maintaining regulatory compliance through the Prudential Regulation Authority and Financial Conduct Authority.
Services
Home Insurance
Motor Insurance
Business Insurance
Farm Insurance
Landlord Insurance
Commercial Vehicle Insurance
Life Cover
Pensions
Investments
Financial Advice
Highlights and features
- We have over 115 years of experience protecting customers' assets.
- Our network of 280 local agency offices provides personalised service nationwide.
- Many of our covers are rated 5 Star by Defaqto.
- We offer a 24-hour free UK claims helpline for motor insurance.
- Our mutuality approach prioritises customer interests with over 20 billion in managed funds.
Associations and certifications
- Prudential Regulation Authority
- Financial Conduct Authority
- Association of British Insurers
Services
Home Insurance
Our home insurance offers tailored protection for your property and belongings, including buildings, contents, and specialist covers like personal cyber and fine art. Designed to safeguard what matters most, policies cater to unique needs such as homeworkers and smallholders. With a focus on customer-centric solutions, we ensure comprehensive coverage and support during claims.
Motor Insurance
Motor insurance policies provide quality cover for cars, electric vehicles, campervans, and commercial fleets, including a 24-hour free UK claims helpline. Options extend to specialist needs like motor trade and vintage tractors. Our approach combines competitive pricing with flexible terms, ensuring drivers receive reliable protection aligned with their specific requirements and risk profiles.
Business Insurance
Business insurance solutions protect enterprises of all sizes, covering property, liability, cyber risks, and specialist sectors like catering and manufacturing. Policies are tailored to address unique operational challenges, supported by risk management services. We prioritise understanding client needs to deliver bespoke coverage that safeguards assets and promotes long-term business resilience.
Financial Advice
Our financial advice services encompass pensions, investments, inheritance tax planning, and life cover, tailored to individual goals. With over 90 years of expertise, advisers help clients optimise retirement savings, tax efficiency, and wealth transfer. We offer three service tiersadvised, non-advised, and directto suit varying needs, ensuring clarity and confidence in financial decision-making.
Farming Insurance
Farming insurance protects agricultural assets, including smallholdings, machinery, and livestock, with specialist options for contractors and viticulture. Coverage extends to crop treatment vehicles, quads, and vintage tractors. Our policies address sector-specific risks, supported by local expertise and a commitment to rural communities, ensuring farmers receive robust protection for their livelihoods.
Questions
How do I get a quote for home insurance?
Visit our website or contact your local agency office to provide property details and coverage needs. We'll tailor a quote based on your specific requirements.
What does business insurance cover?
Business insurance covers property damage, liability claims, cyber risks, and sector-specific hazards. Policies can include legal expenses, business interruption, and employer liability.
Are there discounts for multi-policy holders?
We offer competitive pricing for combined policies, though specific discounts depend on individual circumstances and coverage combinations.
How do I make a motor insurance claim?
Contact our 24-hour claims helpline or visit our website to report incidents. Provide details like policy number, incident description, and supporting evidence for prompt processing.
What investment options are available?
We offer ISAs, pensions, with-profits funds, and open-ended investment company funds, catering to varying risk appetites and financial goals.
Is NFU Mutual only for farmers?
While rooted in agriculture, we provide insurance and financial services to all UK residents, including homeowners, businesses, and individuals seeking wealth planning solutions.
