Business Details
22 Years
experience
Trusted Mortgage Brokers in Fareham - Park Gate
Established in 2004, Park Gate has built a reputation for delivering high-quality mortgage and protection advice tailored to individual client needs. Our dedicated advisory team combines modern technology with a traditional, values-driven approach to provide personalized face-to-face or remote services. We prioritise clear communication, transparency, and long-term client relationships, ensuring clients receive suitable financial solutions aligned with their circumstances. Regulated by the Financial Conduct Authority, we adhere to strict standards of professionalism and customer fairness. Our expertise spans residential, buy-to-let, and lifetime mortgages, alongside life insurance and critical illness cover.With a focus on education and trust, we guide clients through complex financial decisions while maintaining affordability assessments. Client testimonials highlight our responsiveness, expertise, and the confidence our services instil. We operate under a clear complaints procedure and maintain partnerships with regulatory bodies to ensure accountability. Our fee structure is transparently communicated upfront, varying by service complexity. Park Gate remains committed to evolving our services while upholding the principles of integrity and client-centric support that have defined our success.
Services
Mortgages
Life Insurance
Later Life Lending
Mortgage Calculator
Protection Services
Details
- Year established: 2004
Highlights and features
- We provide personalised mortgage solutions tailored to individual client needs
- Our team operates under Financial Conduct Authority regulation for consumer protection
- Transparent fee structure with costs confirmed in writing prior to applications
- Client testimonials highlight exceptional professional support and service reliability
- Flexible service delivery combining modern technology with traditional advisory methods
Associations and certifications
- Financial Conduct Authority
What people say
Professional, friendly service
Highly recommended support
Great help understanding complex details
Trusted company
Kept updated throughout process
Services
Mortgage Advice
We offer comprehensive mortgage advisory services covering residential, buy-to-let, and lifetime lending solutions. Our FCA-regulated advisors assess client circumstances to recommend suitable financing options while explaining associated risks. Services include affordability assessments, product comparisons, and application support.
Life Insurance
Our life insurance solutions provide financial security for dependants through tailored coverage options. Advisors help clients understand policy terms, premium structures, and claim conditions to ensure appropriate protection levels aligned with individual needs and budgets.
Later Life Lending
Specialist mortgage products for older clients enable accessing home equity while maintaining residency. We explain lifetime mortgage terms, interest implications, and inheritance considerations to support informed decision-making about releasing property value.
Protection Services
Critical illness cover and income protection policies form our protection service suite. These products safeguard against financial hardship from unexpected health issues, with advisors explaining coverage limits, exclusions, and claim processes to ensure client understanding.
Buy-to-Let Mortgages
We advise on buy-to-let financing options including portfolio management and single-property investments. Services cover rental affordability assessments, tax implication explanations, and regulatory compliance guidance for landlords seeking property investment opportunities.
Questions
What mortgage types do you specialise in?
We specialise in residential, buy-to-let, and later-life mortgages alongside commercial mortgage solutions.
Are your services regulated?
Yes, we're authorised and regulated by the Financial Conduct Authority under reference 302919.
How are your advisory fees structured?
Fees start at £295 for residential mortgages, £495 for buy-to-let, and £1,495 for lifetime mortgages with written confirmation provided upfront.
Can you help with complex financial situations?
Our advisors handle adverse credit histories, complex income structures, and commercial elements with tailored solutions.
What protection products do you offer?
We provide life insurance, critical illness cover, and income protection policies to complement mortgage arrangements.
How do you handle client complaints?
Contact us directly via phone, email, or post for prompt resolution. Unresolved issues can be escalated to the Financial Ombudsman Service within eight weeks.
Reviews (1)
David King
Mar 06, 2020
Report
Jamie at Parkgate sorted out mortgage for our new house, she nailed at despite us putting as many hurdles as we could find in front of her, highly recommend, really friendly, really professional, amazing service all round