Business Details
21 Years
experience
Expert Financial Planning Services
Clear Solutions Wealth & Tax Management has been delivering expert financial planning services since 2005, founded by Chartered Financial Planner Stephen Jones. Our approach prioritises client needs through comprehensive wealth creation, tax-efficient investing, and retirement planning strategies. With a team holding elite qualifications including Chartered Financial Planner, Certified Financial Planner, and Fellow of the Personal Finance Society accreditations, we combine technical expertise with personalised service.Recognised through multiple industry awards including Financial Adviser of the Year and Financial Planner of the Year, our firm maintains rigorous professional standards while operating with transparency and client-centric focus. We serve business owners, senior executives, and private clients across the UK, offering holistic financial solutions tailored to individual circumstances and life goals.
Services
Wealth Creation
Wealth Management
Contingency Planning
Retirement Planning
Tax Efficient Investing
Intergenerational Planning
Business Owner Solutions
Details
- Year established: 2005
Highlights and features
- We have over 15 years of specialist experience in financial planning
- Our team holds Chartered and Certified professional accreditations
- We operate with full transparency and no hidden fees
- We implement tax-efficient investment strategies using HMRC-approved schemes
- Our client-centric approach has earned multiple industry awards
Associations and certifications
- Chartered Financial Planner
- Certified Financial Planner
- Fellow of the Personal Finance Society (FPFS)
- ISO 22222
What people say
Totally professional
Profound difference
Excellent product
First-class advice
Incredible team
Services
Wealth Creation
Our wealth creation services focus on disciplined, diversified investing within client risk parameters. We help clients grow assets through compound growth strategies while maintaining appropriate risk controls. The service includes cash flow management and portfolio diversification techniques to maximise returns within acceptable risk thresholds.
Wealth Management
Comprehensive wealth management solutions ensure steady growth and availability of capital when required. We help clients navigate economic cycles while utilising legitimate tax incentives. Our approach combines strategic asset allocation with regular portfolio reviews to maintain alignment with changing financial objectives.
Contingency Planning
This service protects clients against unexpected life events through comprehensive risk assessment and mitigation strategies. We develop tailored contingency plans covering job loss, illness, and other disruptions, ensuring financial security during challenging times while maintaining long-term financial goals.
Retirement Planning
Specialised retirement planning services coordinate all assets to generate sustainable income during retirement. We help clients optimise pension arrangements, manage drawdown strategies, and prepare for potential care costs. Our approach ensures financial security while maintaining flexibility for changing circumstances.
Tax Efficient Investing
Our tax-efficient investing strategies utilise government-approved schemes like ISAs, EIS, and VCTs to minimise tax liabilities. We help clients optimise investment structures through bonds, trusts, and business relief opportunities while maintaining appropriate diversification and growth potential.
People
Stephen Jones
Chartered Financial Planner & Managing Director
Founder of Clear Solutions Wealth & Tax Management with 15+ years' experience, Stephen holds Chartered Financial Planner and Certified Financial Planner designations. He has won multiple industry awards including Financial Planner of the Year and contributes regularly to financial media as an expert commentator.
Ajmer Somal
Independent Member of the Investment Committee
Experienced investment professional with specialist knowledge in portfolio management and market analysis. Ajmer contributes to strategic investment decisions while maintaining independent oversight of client portfolios.
Robert Love
Independent Member of the Investment Committee
Seasoned investment committee member with expertise in financial markets and investment strategy. Robert provides independent oversight and contributes to the development of investment approaches for client portfolios.
Sam Blakemore
Paraplanner Investments
Specialist investment paraplanner supporting the advisory team with portfolio analysis, market research, and implementation of investment strategies. Sam ensures accurate execution of investment recommendations across client portfolios.
Jessica Hill
Paraplanner
Experienced paraplanner providing technical support across financial planning services. Jessica assists in preparing financial reviews, documentation, and implementation of client strategies while maintaining compliance standards.
Questions
What financial planning services do you offer?
We offer comprehensive services including wealth creation, tax-efficient investing, retirement planning, contingency planning, and intergenerational wealth transfer strategies tailored to individual client needs.
How do you approach financial planning?
Our approach starts with understanding client goals through detailed consultation, followed by creating tailored financial forecasts and implementing strategies that adapt to changing life circumstances and market conditions.
What makes your tax planning different?
We specialise in HMRC-approved tax incentives like EIS and VCTs, combining these with trusts and business relief strategies to create legally compliant, tax-efficient investment structures.
How are investment decisions made?
Investment strategies are developed by our qualified team using financial forecasting models, with regular reviews to ensure alignment with client objectives and market developments.
What experience do your advisers have?
Our team includes Chartered Financial Planners with 15+ years' experience, Certified Financial Planners, and specialists with Fellow of the Personal Finance Society accreditations.
How do you ensure client satisfaction?
We maintain regular face-to-face meetings, provide transparent reporting, and adapt strategies to changing circumstances, evidenced by our 100% client satisfaction rate in recent reviews.
