Business Details
34 Years
experience
Your Trusted Financial Partner in Northampton
Established in 1992, we are an independent financial advisory firm based in Northampton, serving clients across the UK. Our team brings over five decades of combined experience in delivering personalized financial solutions, with a focus on building long-term client relationships through trust and transparency. As an FCA-regulated entity, we prioritize independent, impartial advice tailored to individual client needs. Our heritage includes organic growth and strategic acquisitions, reflecting our commitment to enhancing service quality. We specialize in investment management, retirement planning, and tax-efficient strategies, guided by a philosophy of selecting products we would personally invest in.Regular client reviews ensure ongoing alignment with evolving financial goals, supported by our team's 83 years of collective industry expertise. Client satisfaction remains central to our operations, evidenced by sustained growth through referrals. Our approach combines rigorous research, portfolio diversification, and clear communication to help clients achieve secure financial futures.
Services
Investment Management
Financial Planning
Retirement Planning
Inheritance Tax Planning
Pension Options
Details
- Year established: 1992
Highlights and features
- We have over 50 years of combined experience in financial advisory services
- Our FCA-regulated framework ensures compliance with strict industry standards
- Personalised investment strategies tailored to individual risk profiles
- Quarterly portfolio reviews and asset allocation updates for ongoing optimisation
- Free initial consultation with no obligation or hidden fees
Associations and certifications
- Financial Conduct Authority
What people say
Professional and easy to understand
Pain-free process
Trusted AIM
Prompt trustworthy advice
Benefited from their expertise
Services
Investment Management
Our investment management service creates bespoke portfolios aligned with individual risk parameters and financial objectives. We employ quarterly asset allocation updates and portfolio diversification strategies across sectors and geographies. Utilising advanced research tools, we select investments ranging from ISAs to corporate bonds, ensuring tax-efficient solutions. The process begins with comprehensive needs assessment followed by strategy implementation and regular performance reviews to maintain optimal returns while minimising risk exposure.
Retirement Planning
We offer structured retirement planning through an eight-step methodology covering goal setting, financial assessment, and income source optimisation. Our specialists address longevity risks, healthcare considerations, and sustainable withdrawal strategies. Services include pension option analysis, annuity selection, and income drawdown management. We create tailored retirement budgets and monitor portfolio performance to ensure long-term financial security, with quarterly reviews to adjust strategies according to changing market conditions and personal circumstances.
Inheritance Tax Planning
Our tax mitigation specialists develop strategies to minimise inheritance tax liabilities while preserving wealth for beneficiaries. The service includes comprehensive estate analysis, identification of tax-efficient investment vehicles, and implementation of gifting strategies. We coordinate with legal professionals to ensure proper documentation and compliance with current legislation. Regular reviews ensure ongoing alignment with evolving tax regulations and family circumstances, providing peace of mind for intergenerational wealth transfer.
Financial Protection
We provide comprehensive protection solutions against financial risks through life assurance, critical illness cover, and income protection policies. Our advisers assess individual needs to recommend appropriate coverage levels and policy structures. The service includes regular policy reviews to ensure continued suitability as circumstances change. We source products from across the market to find optimal solutions, focusing on claims support and policy flexibility to safeguard clients' financial security against unexpected events.
Pension Options
We specialise in pension consolidation and income optimisation strategies, including enhanced annuity solutions and flexible drawdown arrangements. Our advisers explain complex pension regulations in clear terms, helping clients understand their options. Services cover defined benefit pension transfers, tax-efficient withdrawals, and lifetime income planning. We provide detailed cashflow projections and implement strategies to maximise retirement income while maintaining appropriate investment risk levels tailored to individual circumstances.
People
Iain Allan
Director & Founder
With over 30 years in financial services, Iain established AIM in 1992 after senior roles at major institutions. He specialises in investment strategy and retirement planning, holding FCA-approved qualifications. His client-centric approach focuses on long-term wealth preservation through diversified portfolios. Iain leads the investment committee and oversees strategic direction while maintaining direct client relationships.
Tony Dawson
Senior Financial Adviser
Tony has 25+ years advising on pensions and investments, joining AIM through acquisition of his IFA practice. He specialises in complex retirement planning and tax-efficient structures, holding advanced financial planning qualifications. Tony manages high-net-worth client portfolios and conducts regular financial reviews. His expertise in inheritance tax mitigation has benefited numerous clients seeking estate planning solutions.
Questions
What financial services do you specialise in?
We specialise in investment management, retirement planning, pension options, inheritance tax planning, and financial protection. Our FCA-regulated services cover the full spectrum of personal financial planning needs.
How does the initial consultation process work?
The free initial consultation, funded from our marketing budget, lasts 60-90 minutes. It can occur at our Northampton offices or via video call, with no obligation to proceed afterwards.
Are your services available outside Northampton?
While based in Northampton, we serve clients nationwide through virtual meetings and regular portfolio reviews conducted remotely using secure digital platforms.
How are your advisory fees structured?
Fees are agreed upfront following the initial consultation, with transparent pricing based on service complexity. We offer both hourly rates and fixed-fee arrangements for specific planning requirements.
What qualifications do your advisers hold?
Our team holds FCA-approved qualifications including Diploma in Regulated Financial Planning. Advisers maintain continuing professional development to stay current with regulatory and market changes.
How often are portfolio reviews conducted?
We conduct quarterly portfolio reviews with annual comprehensive financial reviews. Additional reviews are available upon request or when significant market changes occur.
