Business Details
25 Years
experience
Your Trusted Partner for Financial Planning Solutions
1st Financial Foundations is a leading financial planning firm established in 2001, dedicated to helping professionals, business owners, self-employed individuals, contractors, and families achieve financial confidence and freedom. Founded by Yash, our close-knit team of independent financial advisers provides tailored solutions across cashflow planning, mortgages, protection, wealth management, and estate planning. With a holistic approach to financial strategy, we prioritise long-term client relationships and regulatory compliance under the Financial Conduct Authority (FCA No: 454529).Our expertise spans retirement planning, tax-efficient investments, and inheritance tax mitigation, supported by a commitment to ongoing client education and market insight. Recognised for exceptional service, we combine technical proficiency with ethical transparency to deliver bespoke financial outcomes.
Services
Cashflow Planning
Mortgage Advisory
Wealth Management
Estate Planning
Protection Insurance
Retirement Planning
Investment Advice
Inheritance Tax Mitigation
Buy-to-Let Mortgages
Self-Employed Mortgages
Details
- Year established: 2001
Highlights and features
- We offer 24 years of experience in independent financial advisory services.
- Our team provides FCA-regulated, tax-efficient investment strategies.
- We specialise in complex mortgage solutions for self-employed professionals.
- Our holistic approach integrates cashflow, retirement, and estate planning.
- We maintain transparent fee structures with ongoing client support.
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Prompt communication
Extremely knowledgeable
Professional mortgage advice
Personalised solutions
Services
Cashflow Planning
Our cashflow planning service analyses income and expenses to create tailored financial strategies. We develop detailed budgets, debt repayment plans, and emergency funds to ensure financial stability. Ongoing monitoring helps clients adapt to changing circumstances while maintaining long-term financial goals.
Mortgage Advisory
We provide comprehensive mortgage advice for first-time buyers, remortgagors, and property investors. Our services include high-value mortgages, buy-to-let financing, and self-employed mortgage solutions. We compare market options to secure competitive rates and suitable terms for each client's circumstances.
Wealth Management
Our wealth management service offers investment strategies tailored to risk profiles and financial objectives. We provide portfolio diversification, tax-efficient investment vehicles, and ongoing performance reviews. The service integrates retirement planning and estate preservation to ensure long-term wealth sustainability.
Estate Planning
We specialise in creating comprehensive estate plans including wills, trusts, and inheritance tax mitigation strategies. Our services ensure asset distribution according to client wishes while minimising tax liabilities. We also provide business succession planning for entrepreneurs.
Protection Insurance
Our protection planning includes life insurance, critical illness cover, and income protection policies. We assess individual needs to recommend appropriate coverage levels. The service ensures financial security for dependants and safeguards against unexpected life events through tailored insurance solutions.
People
Yash
Founder
Yash established 1st Financial Foundations in 2001 with a vision to provide accessible financial education and advisory services. His entrepreneurial approach focuses on empowering clients to make informed financial decisions through transparent, long-term relationships.
Questions
What financial services do you specialise in?
We specialise in cashflow planning, mortgage advisory, wealth management, estate planning, and protection insurance for professionals and families.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA No: 454529) as 1st Financial Services (London) Limited.
Do you offer services for self-employed individuals?
Yes, we provide tailored mortgage and financial planning solutions specifically designed for self-employed professionals and contractors.
What areas do you serve?
We primarily serve Milton Keynes, North London, and South London, with clients across the UK requiring specialist financial advisory services.
Do you provide free initial consultations?
Yes, we offer a free discovery call to review your financial goals and discuss our tailored advisory services and fee structures.
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