Business Details
13 Years
experience
Trusted Financial Planning Services in Northwich
Plan-It Financial Solutions is dedicated to empowering individuals and businesses to achieve their financial goals through tailored, long-term planning. Our approach prioritises understanding clients' core values and financial objectives before recommending solutions. We specialise in retirement planning, pensions, investments, mortgages, and protection services, leveraging low-cost passive and tracker funds to optimise returns.With over 100 years of combined industry experience, our team of qualified advisers delivers impartial, client-focused advice. We prioritise building lasting relationships and utilise technology to provide transparent, accessible financial management. Our commitment to excellence ensures clients receive comprehensive, ethical solutions aligned with their unique needs.
Services
Pensions and Retirement
Investments
Mortgages
Tax Planning
Financial Planning
Details
- Year established: 2013
Highlights and features
- We offer over 100 years of combined industry experience in financial planning
- Our team includes fully qualified advisers with specialist qualifications in trusts and mortgages
- We utilise low-cost passive and tracker funds for optimal investment strategies
- Client relationships are built on transparency, ethical practices, and long-term commitment
- We provide comprehensive solutions covering pensions, investments, mortgages, and tax planning
Associations and certifications
- Financial Conduct Authority
Services
Pensions and Retirement
We provide comprehensive pension solutions including annuity purchases, pension consolidation, and drawdown strategies. Our experts help clients optimise retirement income through tailored plans aligned with their financial goals. With specialist qualifications in retirement planning, we ensure clients achieve financial security in their post-work years.
Investments
Our investment services focus on low-cost passive and tracker funds, ethical investments, and socially responsible portfolios. We help clients grow wealth through ISAs, OEICs, and bond strategies while maintaining risk-appropriate diversification. Our approach prioritises long-term growth aligned with individual financial objectives.
Mortgages
We offer mortgage solutions for first-time buyers, home movers, and buy-to-let investors. Our services include flexible remortgaging options and specialist advice for self-employed clients with complex income structures. With 40+ years of mortgage expertise, we secure competitive rates tailored to clients' circumstances.
Tax and Trust Planning
Our specialists provide strategic capital gains tax planning and estate management solutions. While not regulated for inheritance tax advice, we help clients structure assets through trusts and implement tax-efficient strategies to preserve wealth for future generations.
Financial Planning
We create holistic financial plans covering protection, investments, and long-term goals. Services include critical illness cover, life insurance, and income protection policies. Our process begins with understanding client values to develop disciplined, comprehensive strategies for wealth accumulation and preservation.
People
Jonathan Hardaker
Independent Financial Adviser
With 39 years' experience, Jonathan specialises in retirement and investment planning. He holds additional qualifications in trust advice, mortgages, and equity release. He established Plan-It Financial Solutions to leverage technology for client accessibility.
Jenny Hardaker
Business Development Manager
Jenny brings 34 years of financial services experience, joining as Director in 2021. She focuses on business growth while maintaining industry relationships. Her career spans Barclays Bank and later financial services specialisation.
Mick Henshall
Mortgage Adviser
With 40 years in financial services, Mick specialises in mortgage solutions for diverse clients. He provides expert advice on first-time purchases, buy-to-let, and complex income structures for self-employed applicants.
Megan Anderson
Administrator
Megan has 10 years' industry experience, joining at the firm's inception. She completed mortgage qualifications in 2019 and manages administrative operations while maintaining client service standards.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgages, tax planning, and financial protection. Our expertise covers retirement strategies, ethical investments, and mortgage solutions for all buyer types.
How do you approach financial planning?
We begin by understanding your core values and financial goals before recommending solutions. Our process involves assessing current assets, creating tailored strategies, and implementing low-cost, passive investment approaches.
Are your advisers qualified?
Yes, our team includes fully qualified financial advisers with specialist credentials in trusts, mortgages, and equity release. Collectively, we have over 100 years of industry experience.
Do you serve clients outside Northwich?
While based in Northwich, we serve clients across Cheshire, Yorkshire, and the North of England. Our technology platform also supports remote consultations for wider accessibility.
What investment strategies do you use?
We primarily use low-cost passive and tracker funds for long-term growth. We also offer ethical and socially responsible investment options tailored to clients' risk profiles and financial objectives.
