Business Details
Professional Pension Solutions for Employers and Members
The Cheviot Trust is a professional, not-for-profit multi-employer pension arrangement dedicated to delivering integrated defined benefit (DB) and defined contribution (DC) schemes. With a heritage spanning nine decades, we combine extensive experience with innovative governance solutions to address evolving pension challenges. Our end-to-end approach prioritises cost efficiency, regulatory compliance, and improved outcomes for employers and members. Led by a board of trustees with expertise in pensions, investments, and HR, we offer fiduciary management, streamlined administration, and tailored support for complex benefit structures.Our partnerships with award-winning service providers ensure dynamic investment strategies and cutting-edge technology, including real-time reporting and member portals. We maintain transparency through regular governance statements and annual reports, demonstrating our commitment to ethical practices and member-centric solutions. By reducing administrative burdens, we enable employers to focus on business growth while securing sustainable retirement outcomes. Our Climate-related Disclosures report underscores our proactive stance on environmental risks, aligning long-term value with responsible investing.
Services
Defined Benefit Schemes
Defined Contribution Schemes
Fiduciary Management
Pension Administration
Governance Consultancy
Highlights and features
- 90 years of combined expertise in pensions and investments
- Award-winning fiduciary management services
- Integrated DB and DC scheme solutions
- Transparent governance with annual accountability reports
- Dynamic investment strategies with climate risk oversight
Services
Defined Benefit Schemes
We manage defined benefit pension schemes with tailored governance and compliance frameworks. Our solutions address underpins, with-profits structures, and deferred member sweeps. By leveraging economies of scale, we reduce liabilities while ensuring regulatory adherence and member security.
Defined Contribution Schemes
Our defined contribution schemes offer dynamic investment options and AVC integration. Through Spence's Mantle platform, members access real-time fund updates and personalised portals. We ensure compliance with auto-enrolment requirements and flexible retirement pathways.
Fiduciary Management
Award-winning fiduciary services cover asset allocation, risk mitigation, and performance monitoring. Our strategies prioritise real returns through market-responsive portfolios. Regular governance statements ensure transparency in investment decisions and climate risk management.
Pension Administration
We provide end-to-end administration for employer schemes, including regulatory reporting and member communications. Our external team ensures accurate compliance with PLSA standards and streamlined processing for benefit payments and scheme updates.
Governance Consultancy
Expert governance solutions for pension trustees, including deferred member sweeps and bolt-on retirement options. We deliver compliance frameworks, risk assessments, and pathway strategies to buy-in or consolidators, ensuring long-term scheme sustainability.
Questions
What pension schemes does Cheviot Trust manage?
We manage both defined benefit and defined contribution schemes, offering integrated solutions for employers and members.
How does Cheviot ensure investment security?
Our dynamic asset allocation strategies prioritise real returns with market stability, supported by regular governance reviews.
Can employers access compliance support?
Yes, our administration team provides regulatory reporting, auto-enrolment compliance, and scheme documentation support.
What technology platforms are available?
Spence's Mantle platform offers real-time reporting, member portals, and funding updates for transparent management.
How does Cheviot address climate risks?
Our Climate-related Disclosures report outlines strategies for managing environmental risks in pension investments.
