Business Details
23 Years
experience
Your Trusted Financial Advisers in Hadleigh
Matthew Douglas is an award-winning independent financial advice firm established in 2003 by Matthew Pescott Frost. Our team of dedicated professionals provides impartial financial planning and advice across East Anglia, the South-East, and London, with advisers located in Suffolk and Surrey. As Independent Financial Advisers regulated by the Financial Conduct Authority, we are committed to acting in the best interests of our clients, offering tailored solutions for retirement planning, inheritance tax mitigation, mortgage broking, and more. With over two decades of experience, we pride ourselves on building long-term relationships through transparency, expertise, and a client-first approach.Our services are designed to meet clients at various life stages, from entering the workforce to later retirement, ensuring financial strategies align with individual goals. We hold advanced qualifications and maintain a strong focus on continuous professional development to deliver market-leading advice. Our commitment to community extends through our Springboard service, which educates young people on financial literacy. Recognised for excellence in the industry, we combine technical expertise with a personal touch to help clients achieve financial security.
Services
Retirement Planning
Mortgage Broking
Inheritance Planning
Financial Protection
Capital Gains Tax
Details
- Year established: 2003
Highlights and features
- We offer over 20 years of experience in independent financial advice
- Our team holds advanced pensions qualifications and chartered adviser status
- We provide tailored solutions for all life stages from first-time buyers to retirees
- Our FCA regulation ensures adherence to highest industry standards
- We deliver free financial education through our Springboard community programme
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial advice
First rate services
In-depth knowledge
Trusted advisors
Excellent customer service
Services
Retirement Planning
Our retirement planning service helps clients navigate pension consolidation, tax-efficient withdrawals, and lifestyle planning. We create tailored strategies considering current assets, risk tolerance, and future goals. Our FCA-regulated advisers ensure compliance with evolving legislation while maximising retirement income potential through diversified investment portfolios.
Mortgage Broking
We offer comprehensive mortgage broking services covering first-time purchases, remortgaging, and buy-to-let investments. Our advisers access exclusive deals across major lenders, providing impartial advice on competitive rates, protection options, and associated insurance products. We guide clients through the entire process from initial application to completion.
Inheritance Planning
Our inheritance planning service focuses on minimising tax liabilities while ensuring wealth transfer according to client wishes. We advise on trust structures, business relief investments, and exemption utilisation. Working with legal experts, we create comprehensive plans that protect family assets and preserve wealth across generations.
Capital Gains Tax
We specialise in Capital Gains Tax planning strategies to reduce liabilities on property sales and investments. Our advisers analyse individual circumstances to implement tax-efficient solutions including offshore bonds, pension contributions, and phased disposals. We provide ongoing monitoring to adapt strategies to changing tax legislation.
Financial Protection
Our financial protection service assesses clients' insurance needs including life cover, critical illness, and income protection. We ensure appropriate coverage levels while optimising premium costs. Policies are placed in trust to avoid inheritance tax complications, with regular reviews to maintain alignment with changing life circumstances.
People
Matthew Pescott Frost
Company Director
Established Matthew Douglas in 2003 after graduating in History and Politics. Holds advanced pensions qualifications and CII Diploma. Previously worked at Investec Bank and Timothy James & Partners. Leads strategic direction and client advisory services.
Mark Norman
Director of Risk
Chartered adviser with 30 years' industry experience since 1993. Joined Matthew Douglas in 2006 after roles at Friends Provident and AIG. Specialises in weighted index investing and regulatory compliance. Holds senior management qualifications from Bristol Business School.
Russell Brett
Director of Sales
Chartered Associate of London Institute of Banking & Finance. Manages advisers and marketing. Previously held senior roles at Pernod-Ricard and British American Tobacco. Graduated in Modern Languages from Southampton University in 1992.
Rebecca Pescott Frost
Director of Operations
Chief HR Officer since 2003 with first-class degree and masters in Refugee Care from Essex University. Focuses on team development and workplace diversity. Former experience in pharmaceutical sales and social services.
Frank Wampamba
Mortgage Specialist
32-year mortgage and financial planning expert. Holds Advanced Financial Planning Diploma and CeMAP qualification. Joined Matthew Douglas after roles at Abbey National and Prudential. Specialises in complex mortgage solutions.
Questions
What financial services do you specialise in?
We specialise in retirement planning, inheritance tax mitigation, mortgage broking, capital gains tax strategies, and financial protection. Our FCA-regulated advisers also handle divorce financial planning and investment management.
Are your financial advice services free?
Our Springboard service offers free financial education for under-35s. Other services operate on transparent fee structures with no hidden charges. We provide initial consultations to discuss your specific requirements.
How do you support local communities?
Through our Springboard initiative, we provide financial education in schools, work experience placements, and career guidance. We also support local charities and community organisations in Hadleigh and Reigate areas.
Can you help with first-time home purchases?
Yes, our mortgage broking team specialises in first-time buyer advice. We offer access to exclusive deals, explain government schemes, and provide guidance on budgeting and protection options for new homeowners.
How are you regulated as financial advisers?
We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 226918. This ensures we meet strict professional standards and act in clients' best interests.
What makes your retirement planning different?
Our retirement planning combines technical expertise with personal service. We create tailored strategies considering your complete financial picture, using in-house research and model portfolios designed for different risk profiles.
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