Business Details
Independent Financial Advisers in Maltby
Hilton Wordsworth Financial Services is an independent financial advisory firm based in Maltby, near Stockton upon Tees, serving clients across North Yorkshire and the North East of England. With over a decade of experience in the financial sector, including five years as an Independent Financial Adviser, we specialise in providing tailored solutions for individuals and businesses. Our approach begins with a comprehensive review of existing financial arrangements and in-depth discussions about future aspirations to create bespoke strategies. As FCA-authorised professionals, we offer access to a wide range of products across mortgages, pensions, investments, and protection services. Our commitment to independent advice ensures clients receive objective recommendations aligned with their unique circumstances.We prioritise long-term relationships built on trust, transparency, and a deep understanding of local market dynamics. Our team combines technical expertise with practical guidance to help clients navigate complex financial decisions. Regular reviews and open communication form the cornerstone of our service delivery, ensuring strategies evolve with changing life circumstances. We maintain strict adherence to regulatory standards while providing clear, jargon-free explanations of financial concepts. Our track record of helping clients achieve their financial goals is supported by our FCA registration (No 442063) and membership of industry-recognised schemes.
Services
Financial Planning
Mortgage Advice
Pension Planning
Investment Advice
Tax Planning
Life Assurance
Protection Services
Highlights and features
- We offer over 10 years' experience in financial advisory services
- Our team holds FCA-authorised status for regulatory compliance
- We provide tailored financial solutions for individual circumstances
- We maintain independence to offer unbiased product recommendations
- Our process includes comprehensive client consultations and reviews
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
We develop comprehensive financial plans tailored to individual circumstances and future goals. Our approach combines risk assessment, investment strategy, and cashflow forecasting to create sustainable wealth management solutions. Clients benefit from regular reviews to ensure plans adapt to changing life circumstances and market conditions.
Mortgage Advice
Our mortgage specialists provide independent advice on residential and buy-to-let financing options. We assess clients' financial situations to recommend suitable mortgage products with competitive rates. The service includes affordability assessments, application support, and ongoing mortgage management strategies.
Pension Planning
We help clients optimise their retirement savings through personalised pension strategies. Our services cover workplace pensions, personal pensions, and self-invested options. We provide consolidation advice and tax-efficient withdrawal strategies to maximise retirement income while maintaining regulatory compliance.
Investment Advice
Our investment solutions focus on achieving clients' financial objectives through diversified portfolios. We offer risk-appropriate strategies across equities, bonds, and collective investments. The service includes regular performance reviews and rebalancing to maintain alignment with clients' goals and market conditions.
Life Assurance
We provide tailored life insurance solutions to protect families and businesses against financial loss. Our offerings include term assurance, critical illness cover, and income protection policies. We assess individual needs to recommend appropriate coverage levels and policy structures.
People
Hilton Wordsworth
Financial Adviser
With over 10 years' experience in financial services, including five years as an Independent Financial Adviser, Hilton specialises in creating tailored financial solutions. He holds relevant industry qualifications and maintains FCA-authorised status.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 442063.
What areas do you cover?
We serve clients throughout North Yorkshire and the North East of England, including Darlington, Middlesbrough, and Redcar.
What financial services do you offer?
We provide mortgage advice, pension planning, investment management, life assurance, and comprehensive financial planning services.
How do you charge for your services?
Our charging structure varies by service - some are fee-based while others receive commission from product providers. We always disclose costs upfront.
Can you help with inheritance tax planning?
Yes, we offer specialist inheritance tax planning as part of our comprehensive financial planning services.
What happens during the initial consultation?
The first meeting involves discussing your financial situation, goals, and risk tolerance to create a tailored advice plan.
