Independent Mortgages2

read moreThe Bank of England Base Rate determines how much other banks and building societies pay for the loans that they take out from the Bank of England. These base rates will in turn affect the interest rate paid for loans including the loan on your mortgage. This is a temporary loan which enables you to complete the purchase of your property before completing the sale of your existing house. A typical example of when you may need one would be if you wanted to buy a second property before you'd sold your first.

read moreYou may find buying your first home a little bit daunting. With the challenge of finding your first property, choosing the right mortgage, selecting the best solicitor and making sure the whole process runs smoothly, you may find the information below useful to help you achieve the first rung of the property ladder. The first step is to contact us and we will advise you on the mortgage options available to you. It doesn't matter if you haven't found a property just yet, we can provide you with some facts and figures that will help you select the property within your price range.

read moreMany of us are looking for a better mortgage deal, or would like to release some of the equity in our home but the process is often not as easy as it first appears. We will work with you to check the terms and conditions of your existing mortgage. These will tell if you are tied-in to your mortgage deal or if there are any early repayment charges. You can then decide if it is worth switching to a different rate or stay put until the penalties have expired. The whole process should take about a month to complete however this may vary from customer to customer.