First Choice Mortgages

read moreFirst Choice Mortgages are committed to helping you find the most suitable mortgage from a comprehensive range of mortgages from across the market. We can also help you get the right protection for your mortgage, home and family protection to ensure everything is taken care of. Andy has been in financial services since leaving school in 1986, starting his career at Barclays Bank, before moving into Mortgage & Insurance broking in 1999. Andy with Matt, his business partner, set up First Choice Mortgages (Sussex) Ltd in 2003, with the clear mandate to offer clients a comprehensive mortgage proposition with clear advice on both protection and insurance.

read moreWith this level of debt and insolvency or bankruptcy, free access to effective debt management solutions is crucial. If you find yourself in a position where borrowing more money to consolidate your existing finance is becoming too expensive, or if you are no longer able to arrange more credit, you may well be eligible for a debt solution. If you cannot afford your debts, bankruptcy doesn't have to be your only option. Are you aware of the debt solutions available within the UK, including debt management plans or IVAs (Individual Voluntary Arrangements)?

read moreWe can help provide you with the peace of mind that comes with knowing you are protected if something should happen. Our panel of protection providers includes: Ageas, Aviva, Friends Life, Legal & General, Partnership. Also known as Accident, Sickness and Unemployment Insurance, covers your monthly mortgage payments and certain related costs for a specified period of time if you are suddenly unable to work due to an accident, sickness or involuntary unemployment. This Payment Protection Insurance is optional.

read moreA secured loan or second charge is finance borrowed in addition to a pre-existing mortgage. Secured loans are only available to homeowners and work in the same way as a mortgage, with the credit placed against the value of the property. Although there are some similarities between a secured loan and a mortgage, the two products are completely separate. A secured loan is a different product to a further advance on an existing mortgage that you may have. We can refer you to our preferred brokers for secured loans.

read moreWe can offer you competitve quotes on your Home Insurance through Halifax, Paymentshield, Santander, and Towergate. Lenders will require buildings insurance to be in place on the property you own. This covers you for rebuild and repair costs after damage caused by floods, fire or other unforeseen events. This will cover your contents in case of loss, theft or damage. In the event of a successful claim you will get the item(s) replaced or the money to replace them. First Choice Mortgages, registered in England at 25 Havelock Road, Hastings, East Sussex, TN34 1BP (number 04990251).

read moreAt First Choice Mortgages, we work with SortRefer, which is an online portal designed to give us access to an extensive panel of conveyancing firms located around the UK. They have a range of hand-picked solicitors, who they've built up relationships with over time to ensure the best service, transparent quoting and cost effective pricing. SortRefer have been in the industry for over 10 years and the business itself was designed and built by Mortgage Brokers, meaning they fully understand the needs of our clients.

read moreWe'll work out the amount lenders will lend to you based on their criteria and your circumstances. Levels of borrowing vary dramatically from lender to lender and it's our job to ensure your dreams and goals are achieved, by advising on the right lender for your needs. Once we know how much you can borrow we'll need to get an agreement in principle from the lender. This will be confirmation of the amount the lender is prepared to lend and sets your target amount for buying a property. Now you have your agreement in principle from the lender you can now start searching for a home.