Business Details
6 Years
experience
Specialist Mortgage Advice for Teachers in the UK
Established in 2020, Teacher Mortgages specialises in providing tailored mortgage advice exclusively for educators and teaching professionals. Our team of expert advisors, with decades of combined experience in financial services, understands the unique challenges faced by teachers when securing a mortgage. We offer bespoke solutions for various teaching roles, including Newly Qualified Teachers (NQTs), Supply Teachers, and Retired Teachers, leveraging our deep industry knowledge to access exclusive mortgage deals unavailable through high street lenders. Our commitment to transparency ensures all clients receive fee-free initial consultations, with broker fees waived for teaching professionals. As an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority, we maintain the highest standards of professionalism and client care. Our family-run business operates from the New Forest near Southampton, prioritising a personal service where clients work directly with the same advisor throughout their mortgage journey. We specialise in navigating complex income structures, including bursaries, TLR payments, and pensions, to maximise borrowing potential. Our proven track record demonstrates our ability to assist teachers with diverse circumstances, from those with adverse credit histories to individuals on fixed-term contracts. Through strategic packaging of mortgage applications, we enhance approval chances while maintaining strict compliance with GDPR and financial regulations. Our dedication to educator communities extends beyond mortgages, offering guidance on life insurance and property purchase schemes like Shared Ownership and Help to Buy.
Services
Teacher Mortgages
NQT Mortgages
Supply Teacher Mortgages
Retired Teacher Mortgages
Bad Credit Mortgages
New Build Mortgages
Buy to Let Mortgages
Remortgages
Help to Buy Schemes
Shared Ownership
Details
- Year established: 2020
Highlights and features
- We waive broker fees for all teaching professionals
- Specialist expertise in teacher-specific mortgage criteria
- Access to exclusive mortgage deals unavailable elsewhere
- Personalised service with dedicated mortgage advisors
- Proven success with complex cases including bad credit and fixed-term contracts
Associations and certifications
- Financial Conduct Authority
What people say
Competitive rates
Expert advisors
Successful completions
Personal service
Flexible solutions
Services
Teacher Mortgages
Specialist mortgage solutions designed specifically for teaching professionals. We help educators access exclusive deals with favourable terms by leveraging their stable income and career prospects. Our advisors understand the unique challenges teachers face, including variable contracts and income structures.
NQT Mortgages
Tailored mortgage advice for Newly Qualified Teachers. We work with lenders who understand the temporary contract challenges faced by NQTs, helping them secure mortgages based on their promising career trajectories rather than just current employment status.
Supply Teacher Mortgages
Specialist mortgage solutions for supply teachers with non-guaranteed work. We access lenders who recognise the value of teaching experience even with variable contracts, offering flexible criteria that accommodate the unique employment patterns of supply educators.
Bad Credit Mortgages
Mortgage solutions for teachers with previous credit issues. Our advisors work with specialist lenders who understand that past financial difficulties don't necessarily reflect current stability, particularly for professionals with secure teaching careers.
Remortgages
Expert remortgage advice for teachers looking to improve their current mortgage arrangements. We help educators access better rates, release equity, or switch to more suitable mortgage products while considering their specific professional circumstances.
People
Mark Robinson
Founder & Managing Director
With extensive financial services experience, Mark founded Teacher Mortgages to provide fee-free mortgage advice specifically for educators. He leads a team committed to making homeownership accessible for teaching professionals across the UK.
Stuart Bruce
Brand Director
Bringing nearly four decades of financial services expertise, Stuart heads our teacher mortgage team. He specialises in helping educators navigate mortgage processes while balancing his passion for golf and family time.
Louise Payne
Senior Mortgage Advisor
With over 20 years' experience, Louise focuses on key worker mortgages. She combines professional expertise with a personal commitment to helping educators achieve their homeownership goals while enjoying countryside walks with her pugs.
Hannah Lambert
Senior Mortgage Advisor
Specialising in new build mortgages, Hannah leverages years of industry experience to assist teachers with complex property purchases. She balances her mortgage expertise with a love for family time and pet care.
Questions
What teaching roles qualify for specialist teacher mortgages?
Fully Qualified Teachers, NQTs, Supply Teachers, Teaching Assistants, and Lecturers all qualify for our specialist mortgage advice.
Can I get a mortgage with a fixed-term teaching contract?
Yes, we work with lenders who accept fixed-term contracts, especially when you have a history of similar contracts or significant time remaining.
What income sources can teachers use for mortgage applications?
Basic salary, TLR payments, bursaries, supply tutoring income, and pensions can all be considered when assessing mortgage affordability.
Do you charge fees for mortgage advice?
We waive broker fees for all teaching professionals and provide fee-free initial consultations to discuss your mortgage requirements.
Can teachers with bad credit get mortgages?
Yes, we specialise in helping teachers with adverse credit histories access mortgage options through lenders who understand educator career stability.
What mortgage schemes are available for teachers?
We advise on Shared Ownership, Help to Buy, Right to Buy, and First Homes schemes, helping teachers maximise available government assistance.
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