Business Details
15 Years
experience
Expert Outsourced Accounting Services
At Cura Accounting, we serve as expert outsourced finance departments for SMEs across the North West. Established to address the gap in accessible, high-quality accounting solutions, our team combines technical expertise with a client-centric approach. Our qualified professionals utilise cutting-edge technology to deliver bookkeeping, payroll, credit control, and strategic financial management services. We prioritise transparency, reliability, and tailored support, enabling businesses to focus on growth while we handle financial operations. With over a decade of collective experience, our team provides on-site or remote services, ensuring seamless integration with client operations. We maintain rigorous compliance standards and invest continuously in staff development to stay ahead of industry trends. Our approachable, non-corporate culture fosters trust and long-term partnerships. We specialise in cashflow forecasting, management accounts, and financial strategy implementation. Our clients benefit from reduced administrative burdens, improved financial visibility, and cost-effective solutions. We serve diverse sectors including manufacturing, hospitality, and professional services. Our commitment to excellence has earned consistent positive feedback from clients who value our proactive, solution-oriented approach.
Services
Bookkeeping
Payroll Services
Credit Control
Cashflow Management
Management Accounts
Finance Director Support
Served areas
- bolton, bury, Preston, rochdale, blackburn
Details
- Year established: 2011
- Employees: 5
Highlights and features
- free quotation, outsourced accounting, part-time accounting
Associations and certifications
- CIMA, Sage, XERO, Certified Advisor
Payment methods
- Debit cards
- Credit cards
What people say
Efficient and lovely to work with
Excellent management accounting team
Highly recommend Cura Accounting Ltd
Five star service
Outstanding attention to detail
Services
Bookkeeping
Our AAT-qualified bookkeepers provide accurate financial record-keeping using cloud-based software. We handle daily transactions, VAT returns, and financial reconciliations while identifying cost-saving opportunities. Our service includes both remote and on-site options with real-time document access through secure platforms.
Payroll Services
We manage complete payroll processing including salary calculations, pension contributions, and compliance reporting. Our GDPR-compliant system automates payslip distribution and tax submissions while providing electronic payment reminders. We ensure adherence to evolving employment regulations and statutory requirements.
Credit Control
Our proactive credit control service maintains healthy cashflow through systematic invoicing and payment chasing. We implement relationship-based collection strategies, document all communications, and provide regular debtor reports to minimise bad debt risks for your business.
Cashflow Management
We provide 12-week rolling forecasts and long-term financial projections to optimise your working capital. Our service includes funding strategy advice, supplier payment scheduling, and surplus fund management to enhance financial stability and growth opportunities.
Management Accounts
Our expert accountants prepare detailed management accounts with KPI analysis and performance dashboards. We deliver insightful financial intelligence to support strategic decision-making, including budgeting, forecasting, and business performance evaluation tailored to non-financial stakeholders.
People
Debbie Garcia
Managing Director
ACMA and CGMA qualified with extensive SME accounting experience. Leads Cura Accounting's strategic direction while maintaining hands-on client relationships. Specialises in financial process optimisation and business growth strategies.
Sarah Howarth
Expert Management Accountant
FCA qualified chartered accountant with specialist expertise in financial reporting. Oversees complex accounts preparation and provides strategic financial guidance to diverse industry sectors from Cura Accounting's Bury headquarters.
Charlotte Leach
Management Accountant
ACMA and CGMA accredited professional managing financial operations for international businesses. Specialises in strategic financial planning and detailed cashflow analysis with over five years supporting K&N Filters' financial operations.
Gillian Carline
Practice Manager
FMAAT and AATQB qualified with CIPP payroll accreditation. Manages day-to-day operations and talent development at Cura Accounting. Brings extensive technical expertise in accounting software implementation and team leadership.
Becky Fairweather
Sales Ledger
Specialises in credit control and accounts receivable management. Provides critical financial support to manufacturing clients, demonstrating exceptional problem-solving skills during challenging business periods.
Questions
What accounting software do you work with?
We specialise in Xero, Sage, and other cloud-based platforms, providing expert guidance on optimal software utilisation for SMEs.
Can you handle international accounting requirements?
Yes, our team has extensive experience supporting businesses with international operations, including currency management and cross-border compliance.
How do you ensure data security?
We use GDPR-compliant cloud platforms with password protection and secure document storage to maintain complete financial data confidentiality.
What industries do you specialise in?
We serve diverse sectors including manufacturing, hospitality, professional services, charities, and B2B/B2C enterprises across the North West.
How quickly do you respond to queries?
We aim to respond to all client inquiries within one hour during working hours, with urgent matters prioritised immediately.
Do you provide on-site support?
Yes, we offer flexible on-site support at client premises as part of our tailored finance department solutions.
Reviews (9)
David Fox
Sep 04, 2023
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Angie and Donna are very knowledgeable really helpful to our SME accounts team on the workings of Xero. They also guided us on general housekeeping including processing of invoices and control around VAT and fixed assets. Can highly recommend if you want to make sure you are getting the best use out of your accounts package.
John Heaton - Director, Heaton Group Ltd
Feb 18, 2020
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Cura came in initially to assist us for a three month period however Lisa was immediately able to add value putting in required processes and systems to increase efficiency and accuracy. She is still with us 18 months later, providing invaluable advice on a weekly basis. Plus we feel comfortable in the knowledge that she manages our now efficient and effective accounts team.
Katie Pennington - Managing Director, Creation Express Ltd
Feb 18, 2020
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Debbie and her team at Cura accounting are a great asset to our business, the team are efficient and extremely talented. We love to work with people who are enthusiastic and passionate, Cura delivers a great service, quick decisions, and helps us grow with great accounting decisions. Thank you so much.
Mike Laking - Managing Director, MSL Interiors Ltd
Feb 18, 2020
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We have been using the accounting services of Cura Accounting for more than 3 years. They provide us with book keeping and management accounting services covering payroll, VAT submissions, cash flow forecasting, monthly management accounts, and year end preparation. It is a given that the accounting functions are performed accurately and in a timely fashion but there is an extra dimension to the relationship which has always made it so enjoyable to work with the Cura team. I would have no hesitation in strongly recommending their services to anybody whether large or small organisations.
Roger Attwood - Managing Director, Autofoam
Feb 18, 2020
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Cura Accounting have managed our company accounts for the past 3 years and I have found them to be very personable, reliable, versatile getting involved in many aspects outside of a standard accountant remit. Always constructive with ideas on improvement within the business and identifying available industry incentives that can benefit the company.
Trevor Lynch - Director, Simplymed Ltd
Feb 18, 2020
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Since engaging Cura Accounting they have straightened out our records since taking over the regular book keeping as a consultant. We now receive accurate and timely Management Accounts on a monthly basis and can base decision knowing that we have the correct information. Their more than reasonable costs are far out-weighed by the removal of the stress of the day to day book keeping and allows us to concentrate on other areas of the business.
We can now focus on my business knowing everything is being looked after by Lisa and the Cura team who are both professional and friendly. I would have no hesitation in recommending Cura Accounting to any company who realise that financial reporting is one of the key part of any well run business.
We can now focus on my business knowing everything is being looked after by Lisa and the Cura team who are both professional and friendly. I would have no hesitation in recommending Cura Accounting to any company who realise that financial reporting is one of the key part of any well run business.
Andrew Jacobs - Commercial Director, Express Mortgage Servic
Feb 18, 2020
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Our prior accountant got us into a fair mess and we were receiving management accounts later and later each month. After a referral from Fairhurst Accountants we instructed Cura Accounting Ltd to resolve all the problems which had been created and bring us up to date. Within a very short period of time our accounting issues were resolved and we have now kept on Cura Accounting to do our book keeping, management accounts and payroll which is all done in a very accurate and timely manner.
Mike Eaves - Director, Eavesway Travel Ltd
Feb 18, 2020
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Having recently moved to Cura Accounting I am very pleased with the hassle free transition and also welcome the ideas and improvements which have been put forward. I would not hesitate to recommend Cura Accounting to any business who require the services they offer.
Helen Walker - John Laithwaite Partners LLP
Feb 18, 2020
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We have used the services of Cura Accounting in a number of our businesses on both a regular and interim basis. They have delivered a very high standard of service from bookkeeping through to management accounts and year end requirements. Debbie and Lisa are extremely personable and were able to drop straight into the team providing valuable management information quickly. Between them they have a broad spectrum of experience which they draw upon to add value to the finance function and information required.