Business Details
16 Years
experience
Trusted Merchant Cash Advance Solutions in Chesterfield
PDQ Funding is a leading UK-based business funding provider specialising in merchant cash advances. Established to offer flexible financial solutions for SMEs, we provide unsecured funding ranging from 5,000 to 200,000, with repayments linked to a business's card sales turnover. Our streamlined 24-hour approval process requires no security or business plans, making us accessible to companies with trading histories of six months or more. We prioritise transparency, with no hidden fees and fixed repayment percentages tailored to each business's revenue. Our expertise in alternative finance has supported thousands of UK businesses, including hospitality venues, retailers, and service providers, enabling growth through hassle-free capital injections. We operate with a 90% approval rate and offer flexible repayment terms from 4 to 18 months, adapting to seasonal sales fluctuations. Our team works closely with merchant gateway providers to ensure seamless transactions, and we provide ongoing support for businesses seeking refinancing or top-up funding after demonstrating repayment history.
Services
Merchant Cash Advance
Business Funding
SME Loans
Unsecured Loans
Card Sales Financing
Served areas
- Manchester, Great Manchester, Preston, Bury
Details
- Year established: 2010
- Employees: 5
Highlights and features
- Merchant Cash Advance
- Business Cash Advance
- Merchant Loan Advance
Services
Merchant Cash Advance
Our Merchant Cash Advance provides immediate capital between 5,000 and 200,000. Repayments are calculated as a fixed percentage of daily card sales, offering flexibility during fluctuating business periods. This solution suits SMEs needing rapid funding without asset security.
SME Business Loans
We offer tailored financing solutions for small and medium enterprises. Our unsecured loans use card transaction data instead of traditional collateral, with repayment terms aligned to business performance cycles. Ideal for expansion, inventory purchases, or cash flow management.
Flexible Repayment Plans
Our repayment structure adjusts automatically to sales volumes. During high turnover periods, repayments increase proportionally, while slower months reduce payment amounts. This ensures manageable cash flow commitments without fixed monthly obligations.
Quick Approval Funding
We guarantee 24-hour approval decisions with funds available within five working days. The process requires no business plans or asset verification, focusing solely on card transaction history and business performance metrics.
Card Sales Financing
This service uses your business's card sales data to determine funding eligibility. Repayments are directly linked to revenue streams, eliminating fixed interest rates and providing transparent cost structures through factor rate calculations.
Questions
What is a Merchant Cash Advance?
A Merchant Cash Advance provides upfront capital repaid via a fixed percentage of daily card sales. Ideal for UK SMEs needing quick funding without traditional loans.
How quickly can I get approved?
Applications are approved within 24 hours with no security checks required. Funds typically arrive in your account within five working days.
What are the eligibility criteria?
Businesses must be UK-based, have traded for six months, and demonstrate minimum monthly card turnover of £5,000 through PDQ or online payment systems.
How are repayments calculated?
Repayments use a fixed percentage (typically 7-10%) of daily card sales, adjusting automatically with business performance. Terms range from 4-18 months.
Can I apply with bad credit?
Yes, we accept applications from businesses with credit challenges. Approval focuses on card transaction history rather than traditional credit scores.