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Business Details
16 Years
experience
Affordable Mobile Phone Insurance with Unlimited Claims
Established in 2010, Mobile Phone Insurance Direct has built a reputation as a trusted UK-based provider of comprehensive mobile phone and gadget insurance. Our team of tech-savvy professionals, with over 50 years of combined industry experience, delivers direct-to-consumer solutions that eliminate middlemen while maintaining high standards of coverage. We specialise in affordable policies for smartphones, tablets, and electronic devices, offering features such as unlimited claims, 12-month repair warranties, and a 14-day money-back guarantee.

Our streamlined claims process, supported by an in-house UK team, ensures efficient resolution for accidental damage, theft, liquid damage, and mechanical breakdowns. Recognised for our 'Excellent' customer ratings, we provide tailored protection for both new and refurbished devices, including niche brands, with flexible payment options and worldwide coverage. Our commitment to transparency is demonstrated through clear policy terms, no hidden fees, and a customer-centric approach that has resulted in over 1 million insured gadgets.
Services
iPhone Insurance Samsung Insurance Gadget Insurance Camera Insurance Game Console Insurance Headphone Insurance iPad Insurance Laptop Insurance Smart Watch Insurance Tablet Insurance
Details
  • Year established: 2010
Highlights and features
  • 14-day money back guarantee
  • No minimum contract
  • 12-month warranty on repairs
  • UK-based in-house claims team
  • Over 1 million gadgets insured
Associations and certifications
  • Financial Conduct Authority
What people say
Great support team Quick turnaround time Polite and knowledgeable staff Excellent service 5-star coverage
Services
iPhone Insurance
Our iPhone insurance provides comprehensive protection against accidental damage, liquid damage, theft, and mechanical breakdowns. With unlimited claims, 12-month repair warranties, and worldwide coverage, we offer tailored policies for all models including the latest iPhone 16. Customers benefit from UK-based support and a 14-day money-back guarantee.
Samsung Insurance
Samsung device insurance covers accidental damage, liquid damage, theft, and mechanical failures with flexible coverage options. Policies include worldwide protection, unlimited claims, and 12-month repair warranties. Our UK-based team provides direct support for Galaxy S series and older models.
Gadget Insurance
Multi-gadget insurance protects cameras, game consoles, laptops, and tablets against accidental damage, theft, and mechanical breakdowns. Policies allow coverage for up to 10 devices with worldwide protection, unlimited claims, and a 12-month repair warranty, supported by UK-based customer service.
Accidental Damage Cover
This coverage protects against sudden, unforeseen damage from drops, impacts, or other accidents. With unlimited claims and no restrictions on incident frequency, our policy ensures repairs or replacements without claim limits, supported by UK-based claims processing.
Liquid Damage Cover
Designed for accidental liquid exposure, this cover handles spills, splashes, and submersions. Unlimited claims allow multiple incidents, with repairs conducted by approved technicians. Coverage applies globally, with replacements delivered to UK addresses only.
Questions
What does your mobile phone insurance cover?
Our policies cover accidental damage, theft, liquid damage, mechanical breakdown, and screen cracks. Premium packages include loss coverage and airtime abuse protection up to £10,000.
Can I cancel my insurance policy?
Yes, you may cancel at any time. Contact our UK-based team to discuss options before finalising cancellation of your mobile phone or gadget insurance.
How do I make a claim?
Report incidents through our online claims portal, notify network providers about thefts, and obtain police reports for lost/stolen devices. Our UK team processes claims efficiently with required documentation.
Is worldwide coverage included?
Yes, all policies include unlimited worldwide coverage for devices purchased in the UK. Repairs or replacements are delivered to UK addresses only.
Do you cover second-hand devices?
Yes, we offer refurbished phone insurance for devices less than 36 months old with valid UK purchase proof from VAT-registered suppliers.
What payment options are available?
Choose monthly or annual payments. Annual payments often provide cost savings compared to monthly instalments for mobile phone and gadget insurance policies.
Reviews (7)
Danielle Jones
Oct 14, 2021 Report
Excellent customer service. Super easy to upgrade and amend my insurance and I was even given a loyalty discount as well. Very, very happy with this.
Taylor
Aug 16, 2021 Report
Can't fault this service at all. So quick and efficient. Had my phone sent off on Wednesday and returned fully fixed Friday. Thank you for making it a smooth process and no stress at all
Al Stewart
Jul 26, 2021 Report
I would just like to say thank you to everyone at MPID for their help with this claim. I spoke with a couple of people and had communications via emails throughout this period. I have had updates; progress reports; where the claim was in the chain and the process for replacement. The phone arrived safely yesterday (Saturday 24th July), and I was continually advised on timings and procedure. All staff were professional, friendly and interested in my claim throughout, so please pass on my thanks. The person I was in contact with most was Natascha. It's very easy to complain, but sometimes we forget to say thank you. The claim was easy to do without hassle and this made things less stressful.
George
Jul 14, 2021 Report
The whole process of applying and getting cover was quick and easy. Once I completed the nessary paperwork, I had to then send a photo of my phone displaying the Imei number on the screen and wait for the image to be accepted. It was as simple as that, very pleased with the service.
Keith Brown
May 05, 2021 Report
I have dealt with this company for a number of years and always found them to be competitve, professional and straightforward to deal with. The true test was when I had to make a claim - they were just as responsive and got things sorted very quickly.
Susan and Joshua were extremely helpful today in adding another handset to cover at a great price hence the 5* rating
Coxy Token
Nov 24, 2020 Report
Excellent customer service spoke to an advisor named Julie and she couldn't of been more helpful and really put my mind at ease
Emma Kirby
Nov 24, 2020 Report
Susan was very helpful updating my new mobile insurance and I actually got a further credit which was cheaper than before, always been with this company for over 5 years now wouldn't change and in past claim has been straight forward too.