Business Details
10 Years
experience
Emergency
services
Award-Winning Mobile, Gadget & Travel Insurance
We are loveit coverit, an award-winning UK-based insurer established in 2016 to provide accessible, high-quality insurance solutions for mobile phones, gadgets, and travel. As a division of Pier Insurance Managed Services Limited with over 30 years' industry experience, we combine expertise with customer-centric service. Our policies, regulated by the Financial Conduct Authority, offer comprehensive coverage including accidental damage, theft, and mechanical breakdown, supported by a UK-based customer service team. We pride ourselves on flexibility, with rolling contracts, unlimited claims, and a 14-day money-back guarantee. Recognised by Trustpilot and Feefo, our commitment to innovation and affordability has earned us over 1 million policies sold and a Platinum Trusted Service award. We continuously adapt to customer needs, expanding from mobile insurance to travel and gadget cover, ensuring protection for modern lifestyles.
Services
Mobile Phone Insurance
Travel Insurance
Gadget Insurance
iPhone Insurance
Samsung Phone Insurance
Laptop Insurance
Smart Watch Insurance
Family Gadget Insurance
Cruise Travel Insurance
Winter Sports Insurance
Details
- Year established: 2016
Highlights and features
- We offer 30+ years of insurance expertise with FCA regulation.
- Our UK-based team handles all claims in-house for faster resolution.
- We provide a 14-day money-back guarantee with no minimum contracts.
- Our policies include a 12-month warranty on gadget replacements.
- We hold a Trustpilot 'Excellent' rating with over 5,000 customer reviews.
Associations and certifications
- Financial Conduct Authority
- Feefo Platinum Trusted Service
What people say
Quick response
Great service
Highly recommended
Helpful and efficient
100% satisfaction
Services
Mobile Phone Insurance
Flexible mobile phone insurance protects against accidental damage, theft, and mechanical breakdown. Cover includes iPhones, Samsung, and Google Pixel models with options for essential or premium policies. Customers benefit from a 12-month warranty on repairs and unlimited claims.
Gadget Insurance
Comprehensive protection for laptops, tablets, smartwatches, and gaming consoles. Policies cover accidental damage, liquid spills, theft, and mechanical faults worldwide. Premium options include family cover and business use, with repairs handled by in-house experts.
Travel Insurance
Flexible travel insurance for single or annual multi-trip holidays. Includes medical emergencies, repatriation, and gadget cover. Policies cater to families, couples, and winter sports enthusiasts with 24/7 emergency assistance and competitive pricing.
Family Gadget Insurance
Cost-effective insurance for multiple gadgets across households. Covers smartphones, tablets, and laptops with 10% discounts for multiple devices. Includes accidental damage, theft, and mechanical breakdown with unlimited claims and UK-based support.
Cruise Travel Insurance
Specialist travel insurance for cruise holidays. Covers medical emergencies, trip cancellations, and lost luggage. Includes 24/7 doctor access abroad and gadget protection, with policies tailored for UK residents traveling globally.
Questions
What does gadget insurance cover?
Our policies cover accidental damage, liquid spills, theft, mechanical breakdown, and worldwide protection for devices like laptops, tablets, and smartwatches.
How do I make a claim?
Contact our UK-based team via phone or online portal. Provide details of the incident, and we'll arrange repairs or replacements with a 12-month warranty.
Can I cancel my policy?
Yes, with a 14-day money-back guarantee if no claims have been made. After this period, policies can be cancelled subject to terms.
Is travel insurance available for pre-existing medical conditions?
We offer medical travel insurance covering pre-existing conditions declared at purchase, with 24/7 emergency assistance included.
Do you cover second-hand gadgets?
Cover requires gadgets to be purchased from UK VAT-registered sellers. Refurbished devices graded B/C are excluded from policies.
Reviews (3)
Carole Moscisker
Jul 06, 2020
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This was an easy to use website and there was a free month offer. And the mobile phone cover comes with cover for an extensive range of unfortunate events. Best though was the live chat. I had a query which was answered literally in seconds. Finally you are based in my home town and what could be better than that!!!!
Alison Woodhead
Jun 19, 2018
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Very easy to arrange and set up the cover and the communication confirmed when everything had been done properly. The instructions were very clear.
Stephen Hockridge
Jun 19, 2018
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Immaculate, helpful and very prompt response from Susan at Loveit Coverit. Great customer service - at a level to which a lot of well known companies who fail miserably in that respect should aspire