Business Details
16 Years
experience
Emergency
services
Your Trusted Partner for Holiday Loan Solutions
We specialize in providing flexible holiday financing options to help individuals manage seasonal expenses. Our services include personal loans, payday loans, installment loans, and Home Equity Lines of Credit (HELOC), designed to address holiday-related financial needs such as gift purchases, travel, and home decorations. We prioritize quick fund disbursement, with approvals available within 24-48 hours, and offer competitive interest rates lower than traditional credit options. Our loan terms range from $500 to $5,000, with repayment periods spanning 6 to 60 months, catering to diverse financial situations. We serve U.S. residents who meet eligibility criteria, including a minimum monthly income of $1,000 and a valid checking or savings account. Our goal is to alleviate holiday financial stress through accessible, transparent, and reliable loan solutions.
Services
Personal Loans
Payday Loans
Installment Loans
HELOC
Emergency Loans
Online Loans
Credit Card Alternatives
Details
- Year established: 2010
Highlights and features
- We offer rapid fund disbursement within 24-48 hours.
- Our loans feature competitive interest rates starting at 7.99% APR.
- We cater to diverse credit profiles with no minimum credit score requirements.
- We provide transparent loan terms with no hidden fees.
- Our flexible repayment terms range from 6 to 60 months.
Associations and certifications
- Regulated by the Claims Management Regulator CRM26974
Payment methods
- Debit cards
What people say
Quick fund access
Flexible repayment
Competitive rates
Transparent terms
Cater to diverse credit profiles
Services
Personal Loans
Our personal loans provide unsecured holiday financing with fixed interest rates and predictable repayment schedules. Borrowers can access amounts ranging from $500 to $5,000, with terms up to 60 months. These loans suit individuals seeking structured repayment plans and lower APRs compared to credit cards.
Payday Loans
Payday loans offer rapid access to funds for urgent holiday expenses, with amounts up to $2,500 and repayment due on the borrower's next payday. These loans cater to applicants with poor credit but require careful budgeting due to high APRs exceeding 350%.
Installment Loans
Installment loans allow borrowers to spread holiday costs over 1236 months with fixed monthly payments. Available up to $2,500, these loans balance affordability with manageable interest rates, ideal for medium-term financial planning.
HELOC
HELOCs enable homeowners to borrow against property equity for holiday expenses, offering lower rates and higher limits up to $100,000. While collateral reduces risk for lenders, borrowers should weigh potential home equity loss against urgent funding needs.
Online Loans
Our online loan platform streamlines holiday financing with 24/7 application access, instant prequalification, and fast fund disbursement. Borrowers benefit from competitive APRs ranging from 714% and flexible repayment options tailored to digital convenience seekers.
Questions
What qualifies as a holiday loan?
A holiday loan is a short-term personal loan designed to cover seasonal expenses like gifts, travel, and decorations. These loans typically range from $500 to $5,000 with repayment terms of 6–60 months.
How quickly can I receive loan funds?
Many applicants receive approved funds within 24–48 hours, with some online lenders offering same-day disbursement for urgent holiday needs.
Do holiday loans require a credit check?
Most lenders perform a credit check, but some offer options for borrowers with poor credit. Minimum requirements often include a 610 credit score and stable income.
What are the typical interest rates?
APRs range from 7.99% for fixed-rate personal loans to over 350% for payday loans, depending on lender policies and borrower creditworthiness.
Can I repay my loan early?
Yes, but check for prepayment penalties. Early repayment may save on interest but could incur fees depending on your lender's terms.
What if I can't repay on time?
Contact your lender immediately to discuss options like loan extensions or modified payment plans. Defaulting may affect your credit score and incur late fees.
Reviews (4)
Shaun Osman
Aug 08, 2017
Report
Submitted 3 claims and allegiant were successful in reclaiming full compensation from all 3, they made a mistake and put there hands up and gave me a goodwill discount off my invoice bill,would recommend this company
Doug Coleman
Aug 08, 2017
Report
I approached Allegiant Finance in early 2015, on the off-chance that they could look into the mis-selling of a number of financial products. The first contact from Allegiant was both professional with a can do attitude, forms were dispatched promptly and within a week claims had been filed.
Allegiant chased the cases and managed them with urgency and professionalism from start to completion ensuring the best results for me throughout.
Through all of their help, Allegiant have helped me recover from a position of financial weakness to a position of financial stability, I have to say a very big thank you to the Allegiant team for all of your help. I would highly recommend Allegiant Finance Services without hesitation.
Allegiant chased the cases and managed them with urgency and professionalism from start to completion ensuring the best results for me throughout.
Through all of their help, Allegiant have helped me recover from a position of financial weakness to a position of financial stability, I have to say a very big thank you to the Allegiant team for all of your help. I would highly recommend Allegiant Finance Services without hesitation.
Pedro Garcia
Aug 08, 2017
Report
Made a successful claim against a payday loan company and Allegiant handled the whole process professionally from start to finish. The service they offer is easy to use and they keep you updated and advise you along the way. Highly recommended.
Petersfield Pete
Aug 08, 2017
Report
Great Service! After becoming a ''victim'' to these payday loan companies, I got myself deeper and deeper into debt. I had to take out a secured loan to pay them off. Allegiant took on these vultures on my behalf and I'm now over 2,500 better off, even after paying all charges! I'm delighted, I didn't even know if I would get anything but I had nothing to lose as no win, no fee. I thought I would be lucky to get a few hundred pounds so, Thanks very much Allegiant!