Business Details
10 Years
experience
Trusted Payment Solutions for High-Risk Businesses
We Tranxact Ltd is a Visa-approved payment solutions provider specialising in high-risk merchant accounts and card processing services. With a commitment to honesty, authenticity, and integrity, we bridge the gap between businesses and leading payment providers, offering tailored solutions for industries often overlooked by traditional banks. Our team of UK-based experts brings extensive industry experience, ensuring clients receive competitive rates, fast approvals (as quick as 2 hours), and transparent pricing structures without hidden fees. We prioritise customer education and compliance, helping businesses navigate PCI DSS requirements and implement secure payment gateways. Recognised for our 24/7 support and partnerships with over 100 merchant banks, we empower high-risk sectors like gaming, CBD, and cryptocurrency with reliable payment processing. Our mission is to demystify card payments through cutting-edge technology, personalised service, and a dedication to resolving complex payment challenges for businesses of all sizes.
Services
High-Risk Merchant Accounts
Chip and Pin Card Machines
Mobile Payments
Virtual Terminal
Ecommerce Payments
Same Day Settlement
Marketplace Payment Gateway
PCI Compliance
Open Banking Payments
CBD Merchant Accounts
Served areas
- West Midlands
Details
- Year established: 2016
- Employees: 4
Highlights and features
- PCI DSS Advisory
- Same day settlement of funds
- card machine costs from 1.99 per week
- card rates as low as 0.21%
- option of no minimum contract, leave whenever you want
Associations and certifications
- Visa
- PCI DSS
What people say
Brilliant service
Highly professional
Lifesaver
Great rates
Super friendly
Services
High-Risk Merchant Accounts
Specialist merchant accounts for businesses classified as high-risk due to industry regulations or chargeback history. We connect clients with providers who understand sectors like gaming, CBD, and cryptocurrency, offering secure payment gateways and fraud protection tools. Our solutions include competitive transaction fees and chargeback management systems to ensure business continuity.
Chip and Pin Card Machines
Secure payment terminals for physical and mobile businesses. Our fixed and GPRS-enabled machines support EMV chip technology, ensuring compliance with UK payment standards. Designed for retail, hospitality, and on-the-go traders, these devices offer encrypted transactions and seamless integration with accounting software to streamline daily operations.
Mobile Payments
Portable payment solutions enabling card transactions via smartphones or tablets. Our mPos systems support contactless payments and NFC technology, ideal for market traders, delivery services, and field-based professionals. The service includes real-time transaction tracking and instant settlement options to improve cash flow management.
Ecommerce Payments
Secure payment gateways for online businesses, supporting multiple currencies and card types. Our solutions include tokenization for PCI compliance, recurring billing options, and integration with major shopping carts. We specialise in helping high-risk online merchants maintain uninterrupted payment processing through resilient infrastructure.
PCI Compliance
Comprehensive guidance to meet Payment Card Industry Data Security Standards. We help businesses implement network security measures, complete self-assessment questionnaires, and avoid unnecessary compliance fees. Our services include vulnerability scanning and custom tokenization solutions to reduce data breach risks for merchants of all sizes.
People
Rav Bains
Founder
Rav Bains founded We Tranxact with a vision to revolutionise payment processing through transparency and integrity. With over 15 years in the payments industry, he specialises in high-risk merchant solutions and has helped hundreds of businesses secure reliable payment gateways while maintaining strict compliance standards.
Kiran Khosia
Payment Specialist
Kiran Khosia leads client onboarding at We Tranxact, focusing on high-risk account approvals. With a decade of experience in financial technology, he guides businesses through complex payment setup processes, ensuring tailored solutions that balance security requirements with operational efficiency.
Questions
What is a high-risk merchant account?
A high-risk merchant account is designed for businesses in industries with higher chargeback rates or regulatory challenges, enabling secure card payment processing through specialist providers.
How quickly can I get a merchant account?
Approvals can be as fast as 2 hours through our streamlined process, with most accounts set up within 1 business day depending on documentation.
Do you support CBD businesses?
Yes, we specialise in merchant accounts for CBD and vape businesses, understanding their unique compliance requirements and payment processing needs.
What payment methods do you support?
We offer chip and pin machines, mobile payments, virtual terminals, ecommerce gateways, and same-day settlement options for diverse business models.
Are your fees transparent?
Yes, we guarantee no hidden fees with clear pricing structures and full disclosure of all transaction costs and monthly charges.
How do you handle PCI compliance?
We provide expert guidance on PCI DSS requirements, including network security assessments and tokenization solutions to protect customer payment data.
Reviews (1)
Rob Morley
Feb 04, 2018
Report
I was experiencing problems with my current card machine provider and We Tranxact took the time to listen to my concerns and delivered an exceptional service. They went the extra mile to resolve my existing supplier issues and managed to save me in the region of 60%. well done We Tranxact!