Business Details
7 Years
experience
Health & Life Insurance with Rewards
Established in 2019, Health-Rewards operates as an exclusive associate of VitalityLife and VitalityHealth, delivering comprehensive insurance solutions with a unique rewards-driven approach. Our partnership with Vitality enables us to offer 5-star Defaqto-rated health and life insurance products, combining robust coverage with incentives for healthy living. We specialise in private health insurance featuring a Full Cover Promise, ensuring no shortfall in eligible consultants' fees, and award-winning life insurance policies that provide financial protection for families. Our services include access to fast GP consultations, discounted health devices, and cashback rewards at major retailers. With a focus on innovation, we integrate technology through the Vitality Member app, allowing clients to track health metrics and redeem points for rewards. Our team prioritises transparency, offering clear policy terms and 24/7 customer support to guide clients through coverage options. By partnering with leading healthcare providers and retailers, we deliver value beyond traditional insurance, promoting wellness while maintaining affordability. Our commitment to customer-centric solutions is reflected in our flexible coverage options, including in-patient treatment, cancer care, and psychiatric support. We continuously expand our reward partnerships to enhance client benefits, from gym memberships to travel discounts. Backed by Vitality's expertise, we aim to redefine insurance by aligning financial protection with proactive health management.
Services
Health Insurance
Life Insurance
Serious Illness Cover
Out-patient Cover
Cancer Cover
Psychiatric Cover
Dental Cover
Travel Cover
GP Consultations
Health Screenings
Details
- Year established: 2019
Highlights and features
- 5-star Defaqto-rated insurance policies
- Earn rewards for maintaining healthy habits
- Partnership with VitalityHealth and VitalityLife
- Discounts on gym memberships and health devices
- 24/7 customer support for policyholders
Associations and certifications
- Defaqto
What people say
Great cashback rewards
Fast GP access
Excellent wellness incentives
Comprehensive coverage options
User-friendly app
Services
Health Insurance
Our health insurance policies provide comprehensive coverage for in-patient and day-patient treatments, including access to the UK's leading private hospitals. The Full Cover Promise ensures no shortfall in eligible consultant fees, while Extended Cancer Cover and Assistance at Home support recovery. Policyholders gain fast access to Vitality GPs via video consultation, with up to 100 towards prescriptions and minor diagnostics annually.
Life Insurance
Award-winning life insurance solutions protect families financially with lump-sum payouts for covered conditions. Choose between Primary (102 conditions) and Comprehensive (166 conditions) Serious Illness Cover. Vitality Optimiser allows premium management through health improvements and offers exclusive rewards, including gym discounts and cinema tickets, enhancing policy value beyond traditional coverage.
Rewards Programme
Earn points for healthy activities through the Vitality Member app, redeemable for cashback at Waitrose, Amazon Prime subscriptions, and discounts on fitness devices. Partnerships with Virgin Active, Champneys, and Peloton provide additional wellness benefits. The programme encourages proactive health management while reducing costs for policyholders.
GP Services
Book video consultations with UK-registered GPs within 48 hours via the free Vitality app. Services include clinical advice, acute symptom treatment prescriptions, and minor diagnostic test authorisations up to 100 annually. Eliminates the need for separate claims in many cases, streamlining access to care while maintaining flexibility in treatment choices.
Health Screenings
Access discounted health screenings through partnerships with BMI Healthcare, Nuffield Health, and BlueCrest. Services include BMI assessments, cancer screenings, and comprehensive health checks. Policyholders receive 50% off selected screenings, promoting early detection and preventive care aligned with insurance coverage benefits.
Questions
What health insurance plans include rewards?
All our VitalityHealth plans include rewards for healthy activities tracked through the Vitality Member app.
Can I customise my insurance coverage?
Yes, combine Core Cover with optional add-ons like Out-patient, Dental, or Psychiatric Cover to tailor your plan.
How do I access GP services?
Book video consultations via the Vitality app, available within 48 hours at no extra cost to policyholders.
Are pre-existing conditions covered?
Coverage depends on medical assessments during underwriting. Disclosure of pre-existing conditions is required for accurate policy terms.
What gym discounts are available?
Up to 50% off Virgin Active and PureGym memberships, with joining fees applying at selected locations.
How are insurance claims processed?
Claims for treatments authorised by Vitality GPs are automatically processed, while other claims require submission through our online portal.
