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Your Trusted Partner for Insurance and Risk Management Solutions
Horsham Insurance Brokers has been established as an independent insurance broker, reinsurance broker, financial adviser, and risk manager for over 50 years. Our team of qualified professionals is dedicated to providing tailored insurance solutions and risk management strategies that meet the unique needs of each client. We operate internationally and at Lloyd's of London, serving SMEs, PLCs, charities, public sector organisations, and financial institutions. Our expertise spans commercial insurance, high net worth individual coverage, construction insurance, cyber risk management, and specialist sectors such as drone and marine cargo insurance.

We pride ourselves on offering a one-stop shop for corporate and personal insurance needs, supported by dedicated account managers and an in-house claims team. Our heritage as Chartered Insurance Brokers and membership of BIBA underscores our commitment to industry excellence and client-focused service. We maintain long-standing relationships with leading insurers to deliver bespoke policies that provide comprehensive protection across diverse business sectors worldwide.
Services
Commercial Insurance Cyber Insurance High Net Worth Insurance Construction Insurance Marine Cargo Insurance Drone Insurance Social Housing Insurance Professional Indemnity Directors & Officers Insurance Cleaners Insurance
Highlights and features
  • 50+ years' experience in insurance broking and risk management
  • Dedicated account managers for personalised service
  • In-house claims team for efficient settlements
  • Access to Lloyd's of London and international markets
  • Bespoke policy wordings tailored to client needs
Associations and certifications
  • Financial Conduct Authority
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against operational risks through comprehensive coverage options. We specialise in risk assessment, policy customisation, and claims management for SMEs and large corporations across multiple sectors. Our services include property insurance, liability coverage, and business continuity planning to ensure organisational resilience against unforeseen events.
Cyber Insurance
Cyber insurance policies safeguard businesses against digital threats including data breaches, ransomware attacks, and financial theft. We provide tailored coverage with A-rated insurers, including incident response support and business interruption protection. Our expertise helps clients navigate evolving cyber security challenges and regulatory compliance requirements.
High Net Worth Insurance
Specialist insurance solutions for high net worth individuals protect valuable assets including luxury homes, vehicles, and fine art collections. Our bespoke policies offer worldwide coverage with enhanced limits and flexible terms. We provide dedicated service through personal account directors and comprehensive claims handling for premium clients.
Construction Insurance
Comprehensive insurance for construction projects and tradespeople including contractors, scaffolders, and building professionals. Our coverage protects against site risks, equipment damage, and liability claims. We offer performance bonds and tailored policies that adapt to project-specific requirements across the construction sector.
Marine Cargo Insurance
Global marine cargo insurance covers goods in transit by sea, land, or air with customisable policy terms. We provide stock throughput coverage, goods in transit protection, and specialist solutions for high-value shipments. Our access to Lloyd's markets ensures comprehensive protection for international trade and logistics operations.
Questions
What types of insurance does Horsham Insurance Brokers offer?
We provide commercial insurance, cyber insurance, high net worth coverage, construction insurance, marine cargo insurance, drone insurance, and specialist policies for sectors including social housing and professional services.
Do you offer international insurance coverage?
Yes, as Lloyd's brokers with global market access, we arrange insurance solutions for clients operating internationally including cross-border risk transfer and multi-jurisdictional coverage options.
How does Horsham Insurance Brokers handle insurance claims?
We employ a dedicated in-house claims team that manages all claims from notification to settlement, ensuring efficient processing and protection of client interests throughout the claims procedure.
Are your insurance policies customisable?
All policies are tailored to client requirements with bespoke wordings available. We specialise in creating customised insurance solutions rather than offering standard off-the-shelf products.
What risk management services do you provide?
We offer comprehensive risk assessments, health & safety audits, disaster recovery planning, and training support to help clients mitigate business risks alongside their insurance coverage.
How quickly can I get an insurance quote?
We aim to provide insurance quotations within 24 hours of receiving complete information through our online forms, existing policy documents, or direct consultation with our insurance specialists.