Business Details
Your Trusted Mortgage Broker in Horsham
We are the longest established mortgage consultancy in the area, dedicated to making property financing more accessible and efficient for our clients. Our team works with over 90 lenders to provide access to 12,000+ mortgage products, ensuring comprehensive options beyond what direct lenders can offer. Through innovative tools like our Home Buying App and suite of calculators, we streamline the homebuying journey while maintaining transparency about fees and risks.As an FCA-regulated firm, we combine market expertise with responsible advice, offering personalized support for first-time buyers, remortgagers, and buy-to-let investors. Our physical branch in Horsham serves as a hub for face-to-face consultations alongside digital solutions that adapt to modern property market demands.
Services
Mortgage Brokerage
Remortgaging Services
Buy-to-Let Mortgages
Protection Planning
Borrowing Calculator
Repayment Calculator
Stamp Duty Calculator
Home Buying App
Financial Risk Assessment
Highlights and features
- We work with 90+ lenders to offer the widest choice of mortgage products
- Our team has over 20 years of local market expertise in West Sussex
- We provide transparent fee structures with no hidden charges
- Our digital Home Buying App offers personalized mortgage coaching
- We offer independent protection planning services alongside mortgages
Associations and certifications
- Financial Conduct Authority
What people say
Transparent fee structures
Helpful calculators
Local market expertise
Personalized support
User-friendly app
Services
Mortgage Brokerage
We connect clients with over 90 lenders and 12,000 mortgage products, offering independent advice for residential purchases, remortgaging, and buy-to-let investments. Our FCA-regulated brokers assess individual circumstances to recommend suitable financing options while explaining risks like repossession clearly. This service includes access to exclusive deals unavailable through direct lender channels.
Home Buying App
Our mobile app provides personalized mortgage coaching with affordability tools, savings planners, and expert advice articles. Users track progress toward homeownership goals, calculate borrowing capacity, and access educational resources about the buying process. The app integrates with our branch services for seamless digital-physical support.
Protection Planning
We offer independent evaluations of life, critical illness, and income protection needs alongside mortgage advice. Our specialists review existing coverage, identify gaps, and explain policy benefits like tax-free critical illness payouts. This service ensures clients maintain financial security against unforeseen circumstances affecting mortgage repayments.
Mortgage Calculators
Our online calculators help estimate borrowing capacity, repayment amounts, and stamp duty costs across England, Scotland, and Wales. These tools consider income, existing commitments, and property prices to provide realistic affordability assessments. Users receive guidance on improving their mortgage readiness through the associated Home Buying App.
Remortgaging Services
We help clients review existing mortgages and identify better deals through our 90+ lender network. This service focuses on reducing monthly payments, releasing equity, or securing favorable rates at renewal time. Our brokers explain potential fees and savings, including typical application costs of 95 and completion fees of 295.
Questions
What mortgage fees should I expect?
Our typical fees are £95 on application and £295 on completion, with exact amounts depending on individual circumstances.
How do your mortgage calculators work?
Our calculators estimate borrowing capacity, repayment amounts, and stamp duty costs by analyzing income, existing commitments, and property prices.
Do you offer protection services with mortgages?
Yes, we provide independent assessments of life, critical illness, and income protection policies to complement mortgage arrangements.
What areas do you serve?
We primarily serve Horsham and surrounding West Sussex areas, with digital services available nationwide.
How does the Home Buying App help?
The app tracks savings goals, calculates affordability, and provides expert advice articles to guide users through the homebuying process.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an appointed representative of Mortgage Advice Bureau Limited, which is authorised and regulated by the Financial Conduct Authority.
