Business Details
Trusted Mortgage and Financial Advisers in Lisburn
Select Mortgage & Financial Solutions specialises in providing expert advice on mortgages, family protection, business protection, and income protection. Backed by one of the UK's largest mortgage and protection networks, we are authorised and regulated by the Financial Conduct Authority. Our team of experienced professionals is committed to delivering a prompt, reliable, and professional service tailored to individual client needs. We prioritise transparency, offering clear explanations of all products and services while ensuring compliance with regulatory standards. With over a decade of combined experience, our advisers work independently to recommend solutions from a wide range of insurers, including Legal & General, Aviva, and AIG.We focus on simplifying complex financial products, providing accessible advice through home or workplace visits, and maintaining competitive pricing. Our fee structure is discussed upfront, ranging from 0 - 995 depending on circumstances, with a standard mortgage advice fee of 195. We operate with full transparency, ensuring clients understand potential risks, including the possibility of home repossession if mortgage repayments are not maintained.
Services
Mortgages
Remortgages
First Time Buyers
Self Build
Buy To Let
Personal Protection
Business Assurance
Life Insurance
Critical Illness Cover
Income Protection
Highlights and features
- We are FCA-regulated for your protection and compliance.
- Backed by the UK's largest mortgage and protection network.
- Transparent fee structure with upfront cost discussions.
- Independent advisers offering products from multiple insurers.
- Experienced team with over a decade of combined expertise.
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide tailored mortgage solutions for first-time buyers, remortgagers, and buy-to-let investors. Our FCA-regulated advisers compare products from major lenders to find competitive rates. Services include self-build mortgages and guidance on repayment options, with transparent fee structures discussed upfront.
Life Insurance
Our life insurance policies protect families through level or decreasing term cover, with optional indexation to combat inflation. We explain key differences between term assurance and whole-of-life policies, helping clients choose based on mortgage type and legacy planning needs while working with major insurers.
Critical Illness Cover
This service offers lump sum or income replacement for serious illnesses like cancer, stroke, or heart attack. We advise on policy scope, including child coverage options and Defaqto-rated providers. Our advisers explain policy terms, exclusions, and the importance of comprehensive illness definitions.
Income Protection
We arrange long-term income replacement plans covering up to 60% of gross earnings for accident or sickness-related incapacity. Services include deferred payment options and guidance on integrating with state benefits, ensuring financial stability during prolonged absence from work.
Business Assurance
Our business protection services include key person cover, loan protection, and relevant life plans. We design tax-efficient solutions minimising impact on operational time, with options for employer-funded income protection policies tailored to business size and sector requirements.
People
Keith Hannath
Managing Director
With over 15 years in financial services, Keith leads our mortgage division, specialising in complex lending solutions and regulatory compliance frameworks for residential and commercial clients.
Connor Doran
Director
Connor focuses on protection strategies, bringing expertise in life insurance structuring and business continuity planning to ensure comprehensive risk management for corporate clients.
Alastair Clarke
Director
Alastair oversees our protection advisory services, combining technical knowledge of critical illness products with a client-centred approach to financial planning solutions.
Stephen Holmes
Operations Manager
Stephen manages day-to-day operations, ensuring efficient service delivery across mortgage processing and protection policy administration while maintaining compliance standards.
Colin Dunwoody
Mortgage & Protection Adviser
Colin provides personalised advice on mortgage products and protection plans, focusing on first-time buyer schemes and tailored income protection solutions.
Questions
What mortgage options do you offer?
We provide residential mortgages, buy-to-let, remortgages, self-build, and first-time buyer schemes with competitive rates from major lenders.
How does Critical Illness Cover work?
It pays a lump sum or income if diagnosed with specified serious illnesses, covering treatment costs or income replacement, with child coverage options available.
Are your services regulated?
Yes, we're authorised and regulated by the Financial Conduct Authority for mortgages and protection insurance products.
What protection plans do you offer?
We offer life insurance, critical illness cover, income protection, whole-of-life policies, business protection, and over-50s plans.
How are mortgage advice fees structured?
Fees range from £0–£995 depending on complexity, with standard mortgage advice costing £195, all discussed upfront before application.
Can you help with business protection?
Yes, we provide key person cover, loan protection, relevant life plans, and income protection tailored to business needs.
