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Trusted Personal Watercraft Insurance Solutions in the UK
RJP Marine has been the UK's longest-established provider of personal watercraft insurance for over two decades. Our expertise lies in delivering tailored insurance solutions for jet skis, personal watercraft, and trailers, with a focus on comprehensive liability coverage and customer-centric service. We prioritise transparency, offering clear policy terms and practical security advice to protect clients' assets. Our team's deep industry knowledge ensures clients receive expert guidance on coverage options, claims procedures, and risk mitigation strategies.

Committed to fair treatment, we adhere to a strict customer charter and maintain authorisation by the Financial Conduct Authority. With a proven track record in handling complex claims and supporting young riders through RYA-certified training, we combine experience with a proactive approach to client education and satisfaction.
Services
Personal Watercraft Insurance Liability Cover Comprehensive Cover Young Rider Coverage Towing Liability
Highlights and features
  • We are the UK's longest-established personal watercraft insurance provider
  • Our policies include tailored towing liability and young rider coverage
  • We offer practical security advice to prevent theft and damage
  • We maintain a strict customer charter with transparent policy terms
  • Our team has over 20 years' experience handling watercraft-specific claims
Associations and certifications
  • Financial Conduct Authority
Services
Personal Watercraft Insurance
Specialist insurance for personal watercraft including jet skis and similar vessels. Policies provide financial protection against damage, theft, and third-party liability claims. Our coverage includes unique provisions for towing activities and young riders, with options to customise indemnity limits according to client needs.
Liability Cover
Comprehensive liability insurance addressing third-party injury and property damage claims. Policies include specific provisions for towing waterskiers and toys, with indemnity limits up to 2 million. Coverage extends to legal defence costs and settlement payments within agreed policy terms.
Comprehensive Cover
All-inclusive insurance covering own-damage and third-party liabilities. Includes accidental damage, theft, fire, and malicious damage protection. Policyholders benefit from specialist repairer networks and streamlined claims processes, with optional add-ons for enhanced security measures and equipment protection.
Young Rider Coverage
Tailored insurance for riders aged 12-16 meeting Royal Yachting Association standards. Requires completion of proficiency courses and parental supervision. Coverage includes named user provisions and certificate verification processes, ensuring compliance with safety regulations while maintaining competitive premium rates without additional charges.
Towing Liability
Specialist liability protection for towing activities including waterskiing and towed toys. Policies specify equipment requirements and safety protocols, with indemnity limits aligned to risk profiles. Coverage excludes airborne sports but includes standard towing accidents, subject to manufacturer guidelines and policy conditions.
Questions
What types of personal watercraft do you insure?
We cover jet skis and similar personal watercraft, including specific provisions for towing activities and young riders.
How do I make a claim for watercraft damage?
Download and complete our damage claim form, provide repair estimates and photographs, then submit via email or post for assessment.
Do you offer theft protection advice?
Yes, we provide detailed security guidance including storage recommendations and anti-theft measures to policyholders.
Can under-16s be insured to ride jet skis?
Yes, with completion of RYA proficiency courses and parental supervision, subject to certificate verification.
What's included in comprehensive cover?
Our comprehensive policies cover accidental damage, theft, fire, and third-party liabilities with optional security enhancements.
How are towing liabilities handled?
Towing coverage includes waterskiing and toys up to £2m indemnity, excluding airborne sports with specific safety requirements.