Business Details
39 Years
experience
Trusted Insurance Broker in Carlisle
Established in 1987, H & H Insurance Brokers has built a reputation as a trusted advisor in the insurance sector, serving agricultural, commercial, and property clients across the UK. Our team of experienced professionals prioritises personalised service, taking time to understand each client's unique needs to deliver tailored insurance solutions. Recognised with Feefo's Gold Trusted Service Award and the 'Independent Broker of the Year' accolade, we combine industry expertise with a commitment to exceptional customer service. As an FCA-authorised firm, we act as a credit broker and offer premium financing through partnerships, ensuring competitive pricing without compromising coverage quality.Our claims-led approach ensures clients receive robust support during critical times, while our local office network maintains a personal touch absent in call-centre operations. With a focus on long-term client relationships, we serve diverse sectors including farming, hospitality, and property management, continuously innovating to meet evolving industry demands.
Services
Agricultural Insurance
Commercial Insurance
Property Insurance
Tourism Insurance
Livestock Coverage
Cyber Insurance
Farm Motor Insurance
Landlord Insurance
Details
- Year established: 1987
Highlights and features
- Award-winning FCA-regulated insurance brokerage with 35+ years' experience
- Personalised policies tailored to agricultural, commercial, and property sectors
- Claims-led approach with dedicated client advocacy during insurance claims
- Local office network providing face-to-face service across Northern England
- Recognised as 'Independent Broker of the Year' for industry excellence
Associations and certifications
- Financial Conduct Authority
- Feefo Gold Trusted Service Award
What people say
Efficient and thorough service
Friendly and helpful team
Competitive rates with comprehensive cover
Robust claims support
Personalised policy solutions
Services
Agricultural Insurance
Comprehensive protection for farming operations including crop insurance, livestock coverage, and farm motor policies. Tailored to address sector-specific risks like weather events and machinery breakdowns. Designed for both smallholdings and large agricultural enterprises.
Commercial Insurance
Customised policies for diverse industries including manufacturing, forestry, and retail sectors. Covers property damage, liability claims, and business interruption. Available for both established companies and start-ups through our network of specialist insurers.
Property Insurance
Specialist insurance for residential and commercial property portfolios. Includes buildings, contents, and liability protection. Tailored options for high-net-worth individuals and holiday accommodation providers across the UK.
Tourism Insurance
Risk management solutions for hospitality businesses including B&Bs, campsites, and guest houses. Covers property damage, public liability, and business continuity. Designed to meet the unique needs of seasonal tourism operators.
Cyber Insurance
Modern coverage against cyber threats for rural businesses and commercial operations. Protects against data breaches, ransomware attacks, and business interruption from IT system failures. Includes risk management support for policyholders.
People
Paul Graham
Managing Director
With over three decades in the insurance sector, Paul leads H & H Insurance Brokers' strategic vision. Under his leadership, the company has won multiple industry awards including 'Independent Broker of the Year'. He champions client advocacy and innovative insurance solutions.
Lee Sparrow
Account Executive - Property
Specialising in property insurance, Lee delivers tailored solutions for residential and commercial landlords. Recognised for exceptional client service, he ensures comprehensive coverage while maintaining competitive pricing for property portfolios of all sizes.
Questions
What insurance sectors do you specialise in?
We specialise in agricultural, commercial, property, and tourism insurance, with tailored solutions for farming operations, businesses, landlords, and hospitality providers across the UK.
How do you handle insurance claims?
Our claims-led approach ensures dedicated advocacy throughout the process. We actively support clients in securing fair settlements and challenge insurers when necessary to protect your interests.
Can you provide insurance for new businesses?
Yes, we offer commercial insurance solutions for start-ups and established businesses across multiple sectors, including specialist coverage for emerging agricultural enterprises.
Do you offer cyber insurance protection?
Yes, we provide cyber insurance policies addressing digital risks for modern farms and businesses, including data breach protection and business continuity coverage against IT failures.
Are your insurance policies FCA regulated?
As an FCA-authorised broker (Firm Reference Number 305809), all our insurance services meet strict regulatory standards, ensuring transparent, compliant, and client-focused practices.
