Business Details
22 Years
experience
Trusted Asset Finance Solutions in North Yorkshire
Established in 2004, Country & Commercial Finance has emerged as a leading provider of asset finance solutions tailored to agricultural, commercial, and industrial businesses across the North of England. Our approach centres on understanding the unique needs of each client through direct engagement, ensuring we deliver finance solutions that align precisely with their operational requirements. With a robust network of approved funders, we facilitate swift access to competitive financing options, leveraging our expertise in rural finance sectors such as farming equipment, renewables, and construction.As an appointed representative of Rural Finance Ltd, authorised and regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while prioritising transparency and client-centric service. Our commitment to continuous rate monitoring ensures clients benefit from market-competitive terms, supported by a personalised service that distinguishes us in a crowded industry.
Services
Machinery Finance
Groundscare Finance
Renewables Finance
Equestrian Finance
Livestock Finance
Construction Finance
Forestry Finance
Land Finance
Details
- Year established: 2004
Highlights and features
- We offer bespoke finance solutions tailored to rural and industrial sectors
- Our FCA authorisation ensures regulatory compliance and client protection
- We maintain competitive rates through continuous market monitoring
- Our team has extensive experience in agricultural and commercial asset finance
- We provide direct, face-to-face consultations to understand client needs
Associations and certifications
- Financial Conduct Authority
Services
Machinery Finance
We provide tailored financing for agricultural and industrial machinery purchases. Our solutions support businesses acquiring tractors, harvesters, and specialist equipment with flexible repayment terms. Clients benefit from our sector expertise and relationships with major manufacturers.
Renewables Finance
Our renewable energy financing covers solar, wind, and biomass projects for rural businesses. We offer competitive rates for installations ranging from small-scale farm systems to commercial renewable infrastructure developments across the North of England.
Land Finance
We specialise in financing for land purchases and rural property acquisitions. Our products cater to farmers expanding holdings, developers acquiring sites, and investors purchasing agricultural land with tailored security structures.
Construction Finance
Our construction sector financing covers excavators, cranes, and site machinery for contractors. We provide asset-backed loans with terms aligned to project timelines, supporting both established firms and new enterprises in the North.
Livestock Finance
We offer financing solutions for livestock purchases including cattle, sheep, and equine herds. Our products consider breeding cycles and market fluctuations, providing farmers with cash flow management tools tailored to agricultural cycles.
People
Simon Johnson
Business Development Director
Simon brings 15 years' experience in rural finance, specialising in agricultural lending. He focuses on building long-term client relationships and developing tailored finance solutions for farming enterprises across Northern England.
Will Johnson
Senior Finance Consultant
Will has extensive expertise in commercial asset finance, with particular knowledge of construction and industrial equipment. He works closely with clients to structure competitive finance packages that align with business growth strategies.
Questions
What types of businesses do you work with?
We specialise in financing for agricultural, commercial, and industrial businesses including farms, construction firms, and renewable energy projects across Northern England.
How does your financing process work?
We conduct face-to-face consultations to understand your needs, then match you with suitable finance providers from our network to secure competitive terms tailored to your requirements.
Are your finance rates fixed or variable?
We offer both fixed and variable rate options. Our team explains all terms clearly so you can choose the solution that best matches your business's financial strategy.
What documentation is required for applications?
Typical requirements include business financial statements, asset details, and identification documents. Our team provides specific guidance during the initial consultation stage.
Can you help with urgent finance requirements?
While we prioritise thorough due diligence, our established funder relationships enable us to expedite processes where possible. Contact us directly to discuss time-sensitive opportunities.
