Business Details
20 Years
experience
Your Trusted Financial Planning Partner in Worcester
We are a Chartered Financial Planning firm established in 2006, dedicated to helping individuals achieve secure and fulfilling retirements. Our team of experts, led by Chartered Financial Planner Steve Perera, provides tailored advice to business owners, professionals, and executives approaching or already in retirement. With a focus on simplifying complex financial decisions, we prioritise our clients' goals through collaborative planning and transparent communication. Our core values of knowledge, integrity, collaboration, accountability, and balance underpin every service we deliver.Recognised as Worcester's only four-time VouchedFor Top Rated Firm, we combine over 25 years of industry expertise with prestigious accreditations from the CISI, STEP, and the Financial Conduct Authority. Our proven approach ensures clients maintain control over their financial futures while enjoying peace of mind. Regular progress reviews and proactive market updates help clients navigate life changes confidently. This commitment to excellence has earned us consistent client satisfaction rates exceeding 90% across key metrics.
Services
Financial Planning
Retirement Planning
Investment Management
Estate Planning
Tax Planning
Details
- Year established: 2006
Highlights and features
- We are a Chartered financial planning firm, representing the gold standard in financial advice.
- Our team holds over 25 years of combined experience with multiple industry accreditations.
- We simplify complex financial matters into clear, jargon-free solutions for better decision-making.
- Recognised as Worcester's only four-time VouchedFor Top Rated Financial Advice Firm.
- Our client-centric approach has maintained 90%+ satisfaction rates in achieving financial goals.
Associations and certifications
- Chartered Institute for Securities & Investment (CISI)
- Financial Conduct Authority (FCA)
- VouchedFor Top Rated Firm
- Society of Trust and Estate Practitioners (STEP)
What people say
Confidence in retirement
Bespoke service suited needs
Secure financial future achieved
Personable and engaging team
Proactive market communications
Services
Financial Planning
Our comprehensive financial planning service helps clients navigate complex decisions through tailored strategies. We focus on long-term wealth preservation and growth while maintaining clear communication throughout the process. Clients benefit from regular progress reviews and market updates to ensure their plans remain aligned with evolving goals.
Retirement Planning
Specialising in retirement income strategies, we help clients transition smoothly into retirement with confidence. Our approach considers all aspects of retirement needs, from income optimisation to healthcare planning. We ensure clients maintain control over their financial futures while minimising tax liabilities.
Investment Management
We create diversified investment portfolios aligned with individual risk profiles and financial objectives. Our proactive management approach includes regular performance reviews and market adaptation strategies. Clients receive transparent reporting and personalised adjustments to maximise returns while maintaining appropriate risk levels.
Estate Planning
Our estate planning service ensures clients' wishes are fulfilled while minimising inheritance tax burdens. We coordinate wills, trusts, and other legal instruments to create comprehensive succession plans. Regular reviews help adapt strategies to changing personal circumstances and legislation.
Tax Planning
We identify legitimate opportunities to reduce tax liabilities across all aspects of financial planning. Our strategies focus on long-term tax efficiency while maintaining compliance with current regulations. Clients benefit from coordinated planning that considers income, capital gains, and inheritance tax implications.
People
Steve Perera
Chartered Financial Planner and Director
With over 25 years' experience, Steve is a Chartered Financial Planner and member of CISI, the Personal Finance Society, and STEP. He specialises in creating tailored retirement strategies while maintaining transparent communication with clients throughout their financial journeys.
Dean Poulson
Chartered Financial Planner
Dean brings extensive expertise in investment management and retirement income strategies. His client-focused approach ensures clear explanations of complex financial concepts while developing practical solutions aligned with individual aspirations and risk profiles.
Fiona Carlton
Practice Manager
Fiona oversees daily operations and client coordination, ensuring seamless service delivery. With deep knowledge of financial planning processes, she maintains organisational efficiency while supporting the team's commitment to exceptional client care.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning including retirement strategies, investment management, estate planning, tax efficiency solutions, and pension reviews tailored to individual circumstances.
How are you different from other financial planners?
As a Chartered firm with multiple industry accreditations, we combine technical expertise with personalised service. Our focus on simplifying complex financial matters has earned us recognition as Worcester's top-rated financial advice firm.
Do you work with clients outside Worcestershire?
While based in Worcester, we work with clients across the UK through virtual meetings and digital communication tools while maintaining our high service standards.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with memberships in prestigious institutions like CISI and STEP, ensuring the highest professional standards and ongoing industry education.
How much do your services cost?
We offer an initial no-obligation meeting to discuss your needs. Our fees are transparently structured based on the complexity of required services, with detailed explanations provided before any commitment.
How often will we review my financial plan?
We conduct annual reviews as standard, with additional check-ins available for significant life changes or market developments, ensuring your plan remains aligned with your evolving goals.
