Business Details
36 Years
experience
Your Trusted Financial Partner in London
H&F Credit Union has been dedicated to providing tailored financial solutions to its members since its establishment. As an authorised institution regulated by the Financial Conduct Authority and Prudential Regulation Authority, we prioritise member satisfaction through transparent practices and secure financial services. Our expertise spans savings accounts, competitive loan products, and digital banking tools designed to meet diverse financial needs. With physical branches open on Mondays and Wednesdays and 24/7 online access, we combine personal service with modern convenience. Our commitment to financial wellbeing is reflected in initiatives like the PrizeSaver account, which rewards members for saving.We maintain rigorous compliance standards to ensure trust and security, offering members peace of mind. Our team of financial professionals brings decades of collective experience in credit union operations and community-focused banking. By focusing on affordability and accessibility, we empower members to achieve their financial goals. Our local knowledge of London's financial landscape enables us to deliver services that resonate with community needs. Through continuous innovation and member-centric policies, we strive to be the preferred financial partner for individuals and families across our service area.
Services
Payroll Plus Loans
Family Loans
Young Savers Account
Online Banking
Mobile App
Details
- Year established: 1990
Highlights and features
- We are regulated by the Financial Conduct Authority and Prudential Regulation Authority.
- We offer PrizeSaver accounts with monthly prize draws for savers.
- Our digital banking services provide 24/7 account access.
- We provide competitive loan products with transparent APR of 4.9%.
- Our physical branches operate in central London with weekday availability.
Associations and certifications
- Financial Conduct Authority
- Prudential Regulation Authority
Services
Payroll Plus Loans
Our Payroll Plus Loans offer members convenient access to funds through payroll deductions. With competitive interest rates starting at 4.9% APR, these loans feature flexible repayment terms tailored to individual financial circumstances. Available to eligible members employed by participating organisations, this service simplifies borrowing while maintaining financial discipline.
PrizeSaver Account
The PrizeSaver Account combines regular savings with exciting prize opportunities. Members earn automatic entries into monthly prize draws for every 1 saved, while benefiting from secure account management. This innovative product encourages consistent saving habits without compromising on financial security or accessibility.
Online Banking
Our online banking platform enables 24/7 account management through computers or mobile devices. Members can check balances, transfer funds, and apply for loans at their convenience. The system incorporates advanced security measures to protect personal and financial information during digital transactions.
Mobile Banking App
The dedicated mobile banking app provides on-the-go access to credit union services. Available for iOS and Android devices, it allows real-time balance checks, fund transfers, and loan applications. The intuitive interface ensures seamless financial management while maintaining robust security protocols.
Family Loans
Designed for household expenses or larger purchases, our Family Loans offer flexible borrowing solutions. With transparent 4.9% APR rates and multiple repayment options, these loans cater to diverse financial needs while maintaining affordability and clear terms for all members.
Questions
What savings accounts do you offer?
We provide PrizeSaver accounts that reward regular saving with monthly prize draws, alongside standard savings options accessible through online and branch services.
How can I apply for a loan?
Apply online via our website, through the mobile app, or visit our London branch. We offer Payroll Plus Loans, Family Loans, and Instant Loans with transparent 4.9% APR rates.
Are my savings protected?
Yes, all deposits are protected under the Financial Services Compensation Scheme (FSCS) up to £85,000 per member, ensuring your money remains secure with us.
What digital banking options exist?
We offer 24/7 online banking and a dedicated mobile app for account management, fund transfers, and loan applications, available on iOS and Android platforms.
What are your branch opening hours?
Our London office operates Mondays and Wednesdays 10:00-16:00, with phone and online support available Monday-Friday 09:00-17:00.
