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Your Trusted Partner for Business Finance Solutions
Enable Finance is a specialist commercial finance provider dedicated to delivering tailored funding solutions for UK businesses. With expertise in commercial mortgages, bridging loans, invoice factoring, and business finance, we combine cutting-edge technology with decades of industry experience to address complex financial challenges. Our AI-powered sourcing software empowers brokers and lenders to identify optimal funding options swiftly, while our team of specialists works closely with clients to structure flexible financing arrangements.From corporate insolvency rescue packages to rapid bridging loans, we prioritise speed, accuracy, and long-term financial sustainability. Our commitment to innovation and client-centric service has established us as a trusted partner for businesses navigating critical funding requirements across diverse sectors.
Services
Commercial Mortgages
Bridging Loans
Invoice Factoring
Business Loans
AI Sourcing Software
Highlights and features
- We offer AI-powered funding solutions for brokers and lenders
- Our team provides fast business bridging loans with flexible terms
- Specialists in funding businesses out of corporate insolvency
- Implement modern invoice finance facilities with seamless integration
- Work with experienced brokers who access exclusive lender rates
Services
Commercial Mortgages
Commercial mortgages enable businesses to purchase or refinance property assets. These loans typically require 25-40% deposits with terms of 10-25 years. Lenders assess business performance, property viability, and market conditions. Ideal for owner-occupied premises or investment properties, they offer tax advantages through deductible interest. Our specialists help navigate 127+ lenders to secure competitive rates and appropriate loan structures.
Bridging Loans
Bridging loans provide rapid property finance for time-sensitive opportunities. Available as secured or unsecured options with terms of 1-36 months. Suitable for property chains, auction purchases, or development projects. Interest rates range from 0.4%-2.0% monthly. Specialist brokers access exclusive rates and negotiate flexible terms. Essential for businesses requiring immediate liquidity before securing long-term financing.
Invoice Factoring
Invoice factoring converts unpaid invoices into immediate cash, typically 70-90% of debtor value. Ideal for businesses managing cash flow gaps between service delivery and payment receipt. Modern facilities integrate directly with accounting systems for seamless access. No lengthy audits required. Provides working capital stability while maintaining positive customer payment terms and relationships.
Business Loans
Business loans offer structured financing for growth initiatives or operational needs. Available as secured or unsecured options with fixed or variable rates. Suitable for debt consolidation, equipment purchases, or expansion projects. Lenders evaluate trading history, profitability, and cash flow capacity. Specialist brokers access diverse funding sources to match specific business requirements and repayment capabilities.
AI Sourcing Software
Our AI software enhances commercial finance decision-making by analysing multiple data sources to identify optimal funding solutions. Designed by brokers for brokers, it improves accuracy and speeds up loan matching processes. Integrates with existing systems to provide real-time market insights. Helps lenders and brokers deliver more precise financing recommendations while maintaining compliance with regulatory requirements.
Questions
What commercial mortgage options do you offer?
We provide owner-occupied, investment, and semi-commercial mortgages with competitive rates from 4.2% for terms of 10-25 years.
How quickly can bridging loans be arranged?
Funds can be available in as fast as 24 hours through our emergency bridging loan service for urgent property transactions.
Do you help businesses in financial distress?
Yes, we specialise in funding companies through corporate insolvency processes including CVAs and pre-pack administrations.
What invoice finance solutions are available?
We offer modern invoice factoring facilities with up to 90% advance rates and seamless integration with accounting systems.
How does your AI software benefit brokers?
Our AI platform improves funding option accuracy and speeds up decision-making for commercial finance brokers and lenders.