Business Details
39 Years
experience
Independent Financial Advice in Leicester
Established in 1987, Westerby Investment Management is an independent financial advisory firm authorised and regulated by the Financial Conduct Authority. Our team of highly qualified advisers specialises in delivering impartial financial, taxation, and investment advice tailored to individual and business clients across the UK and internationally. We prioritise a client-centric approach, focusing on personal circumstances, risk tolerance, and long-term financial goals. Our six-step process ensures comprehensive engagement, discovery, assessment, planning, implementation, and ongoing review of financial strategies.With over three decades of experience, we maintain independence from product providers, enabling unbiased recommendations aligned with market needs. Our expertise spans pensions, inheritance tax planning, tax mitigation, life insurance, and cashflow modelling, supported by a commitment to regulatory compliance and client education. We offer a complimentary financial health check to help clients optimise their financial futures through tax-efficient solutions.
Services
Pension Advice
Investments & Savings
Inheritance Tax Planning
Tax Mitigation
Life Insurance
Cashflow Modelling
Business Advice
Details
- Year established: 1987
Highlights and features
- We are FCA-authorised independent financial advisers with 35+ years' industry experience
- Our advice covers the whole market, ensuring unbiased recommendations
- We provide tailored financial strategies aligned with individual risk profiles
- Comprehensive six-step planning process with ongoing portfolio reviews
- Specialist expertise in pension freedoms and tax-efficient investment solutions
Associations and certifications
- Financial Conduct Authority
Services
Pension Advice
We offer independent pension advice tailored to individual retirement goals. Our specialists review existing plans, optimise tax relief, and implement strategies aligned with pension freedoms. We help clients navigate workplace pensions, SIPPs, and SSAS while ensuring compliance with regulatory requirements. Our approach focuses on creating sustainable retirement income streams through diversified investment solutions.
Tax Mitigation
Our tax mitigation strategies address income tax, capital gains tax, and inheritance tax considerations. We develop legal tax-efficient structures using ISAs, trusts, and offshore vehicles. The service includes regular reviews to adapt to changing legislation while maintaining compliance with HMRC regulations. We focus on preserving client wealth across generations through strategic tax planning.
Investment Advice
We provide discretionary investment management and capital growth strategies. Our services cover regular savings plans, lump sum investments, and offshore portfolios. We assess risk tolerance to create diversified investment solutions using unit trusts, investment bonds, and individual equities. The service includes ongoing performance monitoring and rebalancing to meet financial objectives.
Life Insurance
Our life insurance advice covers term assurance, critical illness cover, and income protection policies. We analyse client needs to determine appropriate coverage levels and policy structures. The service includes regular reviews to ensure policies remain aligned with changing circumstances while providing comprehensive financial protection for dependants.
Cashflow Modelling
We use cashflow modelling to project financial futures and retirement scenarios. This service helps clients understand the impact of investment decisions and lifestyle choices on long-term wealth. We create visual representations of financial plans to support informed decision-making and ensure alignment with retirement goals.
Questions
What financial services do Westerby Wealth Advisers offer?
We provide independent financial advice covering pensions, tax planning, investment management, life insurance, and cashflow modelling for individuals and businesses.
Are Westerby Wealth Advisers regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 125286.
How does Westerby approach financial planning?
Our six-step process includes engagement, discovery, assessment, planning, implementation, and ongoing review to ensure tailored financial solutions.
Can I get help with pension transfers?
We review defined contribution pensions and can advise on consolidation strategies, though we do not recommend transfers of defined benefit schemes.
Do you offer any free financial assessments?
Yes, we provide a complimentary financial health check to help clients evaluate their current financial position and identify improvement opportunities.
What areas do you cover?
We operate from Leicester and serve clients throughout the UK, with international advisory capabilities for expatriate financial planning.
