Business Details
29 Years
experience
Trusted Mortgage Brokers in Northern Ireland
Established in 1997, One Stop Mortgage Shop has grown to become one of Northern Ireland's leading mortgage brokers. Our commitment to impartial advice ensures clients access mortgage products tailored to their unique needs and budgets. With offices strategically located in accessible shopping centres across Belfast, Bangor, Ballyhackamore, Lisburn, and Newtownards, we prioritise convenience for our clients. Our team of professional advisers specialises in simplifying complex mortgage options, offering clear explanations of fixed-rate, variable-rate, and flexible mortgage solutions. We maintain strong relationships with multiple lenders, enabling us to secure competitive rates without being tied to a single provider.Our services extend beyond mortgages to include life assurance, critical illness cover, income protection, and home insurance, ensuring comprehensive financial protection for our clients. We operate under strict regulatory compliance, adhering to the Financial Conduct Authority's standards for fair treatment of customers. Our extended opening hours accommodate modern schedules, reflecting our client-centric approach. For those facing financial difficulties, we provide guidance on accessing support services like StepChange or Citizens Advice. Feedback mechanisms through Sesame Limited ensure transparency and continuous improvement in our service delivery.
Services
Mortgage Advice
Life Assurance
Home Insurance
Financial Planning
Remortgage
Details
- Year established: 1997
Highlights and features
- Market-leading opening hours for client convenience
- Independent brokers with access to multiple lenders
- Professional advisers simplifying complex mortgage options
- Comprehensive financial protection solutions available
- Commitment to regulatory compliance and fair treatment
Services
Mortgage Advice
Our mortgage advisers provide impartial guidance on residential and buy-to-let mortgages. We compare products from multiple lenders to find fixed-rate, variable-rate, or flexible solutions matching your financial situation. Our team explains complex mortgage terms in simple language, helping you make informed decisions about one of life's biggest financial commitments.
Life Assurance
We offer tailored life assurance policies to protect your mortgage and family finances. Our advisers assess your circumstances to recommend appropriate coverage amounts and terms. This critical protection ensures your dependents can maintain their standard of living or settle outstanding mortgage balances in the event of your death.
Home Insurance
We provide comprehensive buildings and contents insurance solutions meeting lender requirements. Our advisers explain policy options including accidental damage coverage and personal possessions protection. We compare multiple insurers to find competitive rates while ensuring adequate protection for your property and belongings.
Financial Planning
Our financial planning services cover investment strategies, pension transfers, and lifetime mortgages. We introduce clients to specialist advisers for complex financial arrangements. Our approach focuses on long-term financial security, helping clients navigate retirement planning and wealth preservation options.
Remortgage
We help clients review existing mortgage deals when their initial terms expire. Our impartial analysis compares current lenders with alternative options to secure better rates. This service ensures homeowners maintain competitive mortgage payments while considering their changing financial circumstances and market conditions.
Questions
What mortgage types do you offer?
We provide fixed-rate, variable-rate, flexible, and buy-to-let mortgages. Our advisers explain each option's pros and cons to find the best fit for your circumstances.
Do you offer protection insurance with mortgages?
Yes, we recommend appropriate life assurance, critical illness cover, and income protection policies to safeguard your mortgage payments during unexpected life events.
Can you help with remortgaging?
We specialise in remortgage solutions, comparing your current deal with market options to ensure competitive rates when your initial mortgage term ends.
Are your services regulated?
We operate under Financial Conduct Authority regulations, adhering to strict standards for fair customer treatment and professional conduct in all our mortgage and financial services.
What areas do you serve?
We have offices in Belfast, Bangor, Ballyhackamore, Lisburn, and Newtownards, serving clients across Northern Ireland with accessible mortgage and financial advice.
How do I make a complaint?
Contact Sesame Limited's Customer Relations Department via phone, email, or post details provided on our website for formal complaint resolution processes.
