Business Details
34 Years
experience
Your Trusted Mortgage Broker in Nottingham
Established in 1992, Premier Mortgage Services has built a reputation as a trusted mortgage brokerage serving clients across the UK. With over 30 years of experience and a team of CeMAP-qualified advisors, we specialise in whole-of-market mortgage advice, comparing thousands of deals from 100+ lenders to secure tailored solutions. As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, regulated by the Financial Conduct Authority, we prioritise transparency, ethical practices, and client education.Our brokers guide clients through every stagefrom initial consultation to completionwhile offering insurance advice and intermediary-only deals. Celebrating 33 years in 2025, we have facilitated over 2 billion in client borrowing and completed 15,000+ mortgages, maintaining a 4.9/5 Google rating for our client-centric approach.
Services
First Time Buyer Mortgages
Remortgage Solutions
Buy to Let Mortgages
Self-Employed Mortgages
Adverse Credit Mortgages
Mortgage Protection Insurance
New Build Mortgages
Equity Release
Commercial Mortgages
International Mortgages
Details
- Year established: 1992
Highlights and features
- 30+ years of mortgage advisory experience since 1992
- CeMAP-qualified brokers with access to 12,000+ mortgage deals
- FCA-regulated for ethical, transparent financial practices
- 4.9/5 Google rating from verified client testimonials
- Intermediary-exclusive partnerships for unique mortgage solutions
Associations and certifications
- Financial Conduct Authority
What people say
Top-notch service
Honest advice
Informed and confident
Kept updated throughout
Highly recommend
Services
First Time Buyer Mortgages
Tailored mortgage solutions for first-time purchasers navigating property acquisition. Our CeMAP-qualified brokers explain lending criteria, deposit requirements, and government schemes while comparing 12,000+ deals to secure competitive rates. We handle documentation from Agreement in Principle to completion, ensuring clarity throughout the process. Clients benefit from intermediary-exclusive deals unavailable through high-street banks.
Remortgage Solutions
Expert guidance for homeowners seeking better rates or equity release. We analyse existing mortgage terms, exit penalties, and current eligibility to identify optimal refinancing opportunities. With access to broker-exclusive products and 30+ years' market knowledge, we help clients reduce monthly payments or fund home improvements while ensuring compliance with FCA regulations.
Buy to Let Mortgages
Specialist advice for property investors seeking rental portfolio financing. Our brokers compare landlord-specific products considering income requirements, interest-only terms, and tax implications. We provide cashflow analysis and stress-testing to ensure sustainable investment growth, leveraging relationships with 100+ lenders including specialist buy-to-let providers.
Adverse Credit Mortgages
Solutions for clients with complex financial histories. We assess individual circumstances, including CCJs, defaults, or bankruptcy, to identify lenders accommodating non-standard profiles. Our brokers explain remedial steps to improve eligibility while comparing niche products from specialist lenders, ensuring transparent advice aligned with FCA affordability rules.
Mortgage Protection Insurance
Comprehensive insurance advice to safeguard mortgage commitments. We compare life, critical illness, and income protection policies tailored to individual needs, explaining coverage levels and exclusions. Our brokers ensure appropriate terms match loan structures, providing peace of mind against unforeseen circumstances affecting repayment capacity.
People
Michael Illston
Managing Director
With over 30 years in mortgage brokering, Michael leads Premier Mortgage Services' strategic direction. He ensures adherence to FCA regulations while maintaining the firm's client-first ethos established at its 1992 founding.
Craig
Mortgage Advisor
Specialising in first-time buyer mortgages, Craig provides patient, jargon-free guidance. His two-hour consultation sessions have helped numerous clients understand mortgage processes, earning consistent positive testimonials for clarity and support.
Questions
What mortgage options exist for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, including 95% LTV options and government schemes. Our brokers explain deposit requirements and lending criteria clearly.
How do remortgaging fees work?
Fees vary by lender and product. We transparently explain arrangement costs, valuation fees, and potential exit penalties when comparing remortgage deals for your circumstances.
Can I get a mortgage with adverse credit?
Yes. We work with specialist lenders accommodating CCJs, defaults, or bankruptcy histories. Our brokers assess your situation to identify suitable products while advising credit-improvement steps.
What protections should I consider with a mortgage?
We recommend life insurance, critical illness cover, and income protection tailored to your mortgage terms. Our advisors compare policies ensuring adequate coverage aligned with loan structures.
How long does the mortgage process take?
Typically 4-12 weeks depending on complexity. We expedite applications through direct lender relationships and proactive case management from initial consultation to completion.
Are your mortgage advisors qualified?
All advisors hold CeMAP qualifications, with 100+ combined years of experience. We maintain FCA accreditation through continuous professional development and ethical compliance.
