Business Details
29 Years
experience
Independent Financial Advisers in Plymouth
Established in 1997, we are an independent financial planning firm dedicated to delivering tailored solutions that empower clients to achieve their financial goals. Our team of experienced professionals specialises in creating clear, comprehensive strategies for individuals and businesses, focusing on simplicity, transparency, and long-term relationships. With expertise in pensions, investments, tax planning, and wealth protection, we collaborate closely with clients and their existing advisors to ensure a holistic approach.Recognised as a leading firm in the South West, we combine decades of industry experience with a commitment to ongoing professional development, including Chartered and Certified Financial Planner status. Our regulatory oversight by the Financial Conduct Authority underscores our adherence to rigorous standards, while our client-centred philosophy ensures every recommendation prioritises individual needs and aspirations.
Services
Personal Financial Planning
Investment Management
Retirement Planning
Pension Advice
Wealth Protection
Business Financial Strategies
Inheritance Tax Planning
Life Assurance Solutions
Employee Benefits Consultancy
Tax-Efficient Investing
Details
- Year established: 1997
Highlights and features
- We offer tailored financial planning with over 25 years of local expertise
- Our team includes Chartered Financial Planners and Certified Financial Planners
- We collaborate with your existing accountants and solicitors for holistic planning
- We specialise in complex pension and tax-efficient investment strategies
- We maintain transparency with no hidden fees or commissions
Associations and certifications
- Financial Conduct Authority
What people say
Expert knowledge
Personalised service
Clear communication
Long-term commitment
Technical proficiency
Services
Personal Financial Planning
We create customised financial roadmaps through detailed discovery meetings, analysing current arrangements and developing strategies aligned with your life goals. Our ongoing reviews ensure plans adapt to changing circumstances while maintaining tax efficiency. Clients benefit from coordinated advice that integrates with broader financial and legal considerations.
Investment Management
Our investment approach focuses on risk-appropriate portfolio construction with continuous monitoring and performance analysis. We implement tax-efficient strategies while considering legacy planning needs. The service combines market expertise with personalised adjustments to help clients grow and preserve wealth across market cycles.
Retirement Planning
We provide comprehensive guidance on workplace pensions, self-invested personal pensions (SIPPs), and retirement income strategies. Our specialists help maximise retirement savings through tax-advantaged structures while ensuring flexibility for changing needs in later life. The service includes cashflow modelling and income optimisation.
Wealth Protection
Our protection strategies cover life assurance, critical illness cover, and inheritance tax planning. We help clients secure their family's financial future through bespoke solutions that protect against unforeseen events while implementing structures to preserve wealth across generations.
Business Financial Strategies
We offer tailored solutions for business owners including profit extraction strategies, key person protection, and employee benefits consultancy. Our services help minimise corporate tax liabilities while implementing structures that protect business assets and facilitate succession planning.
People
Adam Pollard
Managing Director
Founder with 25+ years' experience in financial services. Specialises in strategic financial planning and client relationship management. Holds advanced qualifications in pensions and taxation. Active in local business development initiatives.
Paul Meatyard
Director
Director with 30+ years' experience in pension and investment planning. Regular media contributor on financial matters. Specialises in inheritance tax strategies and client trust-building. Holds advanced industry qualifications.
Stephen Murphy
Director
Pension specialist with advanced qualifications in trust and taxation. Advises high-net-worth individuals and business owners. Combines technical expertise with practical financial solutions for complex client needs.
Jennifer Moriarty
Certified Financial Planner
Chartered Wealth Manager with global certification as a Certified Financial Planner. Specialises in investment strategy and tax-efficient planning. Provides expert advice to high-net-worth clients across the UK.
Charlie Hill
Chartered Financial Planner
Achieved Chartered status in 2020. Specialises in pensions and tax-efficient investment structures. Provides technical support for complex client cases while maintaining direct client advisory responsibilities.
Questions
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners, Certified Financial Planners, and Chartered Wealth Managers with advanced industry qualifications in pensions, taxation, and investment management.
How do you charge for your services?
We operate with full transparency, disclosing all fees and commissions upfront. Our charging structure varies by service type but always prioritises client value and clarity.
Can you help with both personal and business finances?
Yes, we provide integrated solutions for individuals and businesses, including pension planning, tax-efficient investment strategies, and corporate financial management services.
How often do you review financial plans?
We conduct regular reviews at minimum annually, with additional check-ins available for significant life changes or market developments affecting client portfolios.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority, adhering to their strict standards for professional conduct and client protection.
What areas do you cover?
While based in Plymouth, we work with clients throughout Devon, Cornwall, and across the UK through virtual consultations and remote advisory services.
