Business Details
50+ Years
experience
Your Trusted Partner for Banking and Financial Solutions
Secure Trust Bank has been dedicated to helping customers achieve their financial ambitions since 1952. As an award-winning UK retail bank, we specialise in providing tailored savings solutions and lending services to over a million customers. Our expertise spans personal savings accounts, fixed rate bonds, cash ISAs, and business finance products including asset-based lending and property development finance. With a strong focus on security and customer trust, we operate under the rigorous authorisation of the Prudential Regulation Authority and regulation by the Financial Conduct Authority.Our team combines decades of experience with innovative digital solutions, including a dedicated Savings App for convenient account management. We maintain transparent communication channels and robust fraud prevention measures to protect our customers' interests. As part of our commitment to responsible banking, we actively support financial education initiatives and maintain membership in key industry protection schemes. Our physical presence in Solihull is complemented by nationwide service delivery through secure online platforms, ensuring accessibility for all our customers.
Services
Savings Accounts
Fixed Rate Bonds
Business Finance
Property Development Finance
Asset-Based Lending
Details
- Year established: 1952
Highlights and features
- Award-winning UK retail banking expertise since 1952
- Tailored business finance solutions for property developers
- Secure online banking with advanced fraud protection
- Competitive fixed interest rates on savings products
- Dedicated customer support through digital and physical channels
Associations and certifications
- Prudential Regulation Authority
- Financial Conduct Authority
- Companies House (541132)
What people say
Competitive interest rates
Secure banking solutions
Tailored business finance
Award-winning service
Excellent customer support
Services
Savings Accounts
We offer flexible savings accounts with competitive interest rates, including our popular Access Account featuring up to 3.95% AER. These accounts provide easy access to funds while ensuring capital security through FSCS protection. Our digital banking platform enables convenient account management through our dedicated Savings App.
Fixed Rate Bonds
Our Fixed Rate Bonds deliver guaranteed returns with up to 4.40% AER across various investment terms. These products suit customers seeking predictable growth for their savings with complete capital security. The bonds form part of our comprehensive range of FSCS-protected savings solutions.
Business Finance
We provide tailored business finance solutions including asset-based lending and property development finance. Our expert team works closely with businesses to understand their specific needs and deliver appropriate funding structures that support growth and development projects across the UK property market.
Property Development Finance
Our property development finance offers specialist funding solutions for residential and commercial property projects. We support experienced developers with financing for new builds, conversions, and refurbishment schemes, providing flexible terms that match project timelines and cash flow requirements.
Asset-Based Lending
We offer asset-based lending solutions that enable businesses to unlock working capital by leveraging their existing assets. This financing option provides flexible funding against receivables, inventory, or equipment, supporting business growth and operational requirements through tailored lending structures.
Questions
What savings products do you offer?
We provide Access Accounts, Fixed Rate Bonds, and Fixed Rate Cash ISAs with competitive interest rates, all protected by FSCS.
How can I manage my account?
Use our online banking portal or download our Savings App for convenient account management, available 24/7.
What business finance options are available?
We offer asset-based lending and property development finance tailored to meet specific business requirements and project needs.
How do you protect customer funds?
We maintain FSCS protection for eligible deposits and implement advanced security measures to safeguard all customer accounts.
What lending criteria do you use?
Our lending decisions consider your specific requirements, financial position, and project viability through a personalised assessment process.
