Business Details
21 Years
experience
Award-Winning Financial Advisers in Dundee
Verus Financial Planning is a Dundee-based financial planning firm dedicated to delivering personalized financial advice that prioritizes client needs. Established in 2005, we became the first firm in our region to achieve Chartered Firm Status from the Chartered Insurance Institute, reflecting our commitment to technical excellence and ethical standards. Our team of Chartered Financial Planners focuses on understanding individual client goals through detailed fact-finding and cashflow modelling, ensuring tailored strategies for wealth management. We maintain rigorous professional development standards aligned with the CII code of ethics while offering transparent fee structures. Our approach emphasizes long-term financial security through disciplined investment strategies and regular portfolio reviews, helping clients navigate retirement planning, inheritance tax mitigation, and trustee responsibilities.With multiple industry awards and consistently high client satisfaction ratings on VouchedFor, we combine technical expertise with a personal touch. Our client-centric philosophy ensures every decision considers the individual's unique circumstances, fostering trust through clear communication and measurable outcomes. We serve clients across Dundee and surrounding areas, including Angus, with both in-person and remote advisory services. Recognized for our competitive pricing and exceptional service quality, we remain committed to empowering clients to achieve financial confidence.
Services
Financial Planning
Retirement Strategies
Inheritance Tax Planning
Investment Management
Trustee Support
Details
- Year established: 2005
Highlights and features
- We hold Chartered Financial Planner status, representing the UK's highest advisory standard
- Our cashflow modelling helps clients visualise long-term financial outcomes
- Transparent fee structures with competitive pricing across all services
- Team of seven qualified professionals with extensive local market knowledge
- Recognised by VouchedFor for verified client satisfaction and service quality
Associations and certifications
- Chartered Insurance Institute (CII)
- Financial Conduct Authority (FCA)
What people say
Exceptional service quality
Professional expertise
Clear communication
Personalised approach
Competitive pricing
Services
Financial Planning
We create comprehensive financial plans tailored to individual circumstances. Our process begins with detailed fact-finding to understand your current financial position and future goals. Using advanced cashflow modelling techniques, we develop strategies that address investment management, retirement planning, and tax efficiency while maintaining flexibility for life changes.
Retirement Planning
Our retirement planning service ensures financial security throughout your retirement years. We analyse pension provisions, income requirements, and potential longevity risks to create sustainable withdrawal strategies. Regular portfolio reviews and market adjustments help maintain optimal asset allocation, while tax-efficient income solutions maximise your available resources during retirement.
Inheritance Tax Planning
We specialise in minimising inheritance tax liabilities through strategic wealth transfer solutions. Our approach combines gifting strategies, trust structures, and tax-efficient investments to preserve family wealth. We work closely with legal professionals to ensure estate plans align with your wishes while complying with current tax regulations and exemptions.
Investment Management
Our investment management service focuses on achieving long-term growth while managing risk appropriately. We construct diversified portfolios using low-cost funds and direct equities, regularly monitoring performance against benchmarks. The strategy emphasises cost control to maximise net returns, with quarterly reviews ensuring alignment with evolving financial objectives.
Trustee Support
We provide specialist support to trustees navigating complex fiduciary responsibilities. Our service includes investment strategy development, regulatory compliance guidance, and beneficiary communication strategies. We help trustees meet their legal obligations while maintaining appropriate asset growth and distribution policies that align with the trust's original intentions.
People
Alistair Lauchlan
Chartered Financial Planner
Alistair combines technical expertise with approachable client service, specialising in complex financial planning cases. With over 15 years' experience, he helps clients navigate retirement strategies and inheritance tax mitigation while maintaining active involvement in professional development initiatives.
Linsey Congdon
Chartered Financial Planner
Linsey focuses on delivering clear financial solutions tailored to individual circumstances. Her client reviews consistently highlight exceptional communication skills and thorough explanation of complex financial concepts, ensuring clients make informed decisions about their wealth management strategies.
Pauline Holmes
Chartered Financial Planner
Pauline specialises in cashflow modelling and long-term financial projections. She helps clients visualise different financial scenarios, enabling better decision-making about retirement planning and major life events while maintaining strict adherence to ethical advisory standards.
Petra Lauchlan
Client Services Manager
Petra oversees client relationship management and service delivery coordination. With extensive experience in financial services administration, she ensures seamless communication between clients and advisers while maintaining high standards of service quality and regulatory compliance.
Elaine Birmingham
Financial Planning Administrator
Elaine provides essential support to the advisory team through accurate documentation management and client communication coordination. Her attention to detail ensures efficient processing of financial plans and regulatory requirements while maintaining exceptional client service standards.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, inheritance tax mitigation, investment management, and trustee support. Our services include detailed cashflow modelling, portfolio management, and regular reviews to ensure ongoing alignment with your financial goals.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 525771. Our Chartered status from the Chartered Insurance Institute confirms our adherence to the UK's highest advisory standards and ethical practices.
How do your fees work?
Our fee structure is transparent and competitive, covering initial consultations, ongoing advice, and portfolio management. We provide detailed cost breakdowns before starting any work, ensuring no hidden charges with regular reporting on service value and investment performance.
Do you work with clients outside Dundee?
While based in Dundee, we serve clients across Tayside and Angus. We offer flexible meeting options including in-person consultations at our Bell Street office, virtual meetings, and telephone appointments to accommodate clients' preferred communication methods.
What happens if I have a complaint?
We have a formal complaints procedure outlined in our client documentation. If unresolved, you can refer concerns to the Financial Ombudsman Service at Exchange Tower, London, E14 9SR, or through their website for independent resolution.
