Business Details
Trusted Mortgage Brokers in Middlesbrough
Established with a commitment to simplifying mortgage and protection services, AC Finance has become a trusted partner for clients across the UK. Our team of fully qualified advisers brings over two decades of combined experience in financial services, specialising in tailored mortgage solutions and insurance products. We pride ourselves on transparent communication, offering jargon-free advice and a client-centric approach that prioritises individual needs. From first-time buyers to landlords, we handle every stage of the application process, ensuring seamless coordination with lenders, solicitors, and estate agents.Our dedication to continuous improvement is reflected in our post-completion surveys, which help us refine our services to better serve our clients. With access to hundreds of mortgage products and a comprehensive panel of insurers, we are equipped to find solutions that align with diverse financial circumstances. Our regulatory compliance and affiliation with the Financial Conduct Authority underscore our commitment to ethical standards and professional excellence.
Services
First Time Buyer Mortgages
Remortgage Solutions
Buy to Let Mortgages
Life Insurance
Income Protection
Critical Illness Cover
Buildings & Contents Insurance
Landlord Insurance
Mortgage Jargon Buster
Financial Planning Tools
Highlights and features
- We offer 7-day appointment availability at locations to suit you.
- Our initial mortgage consultations are free with no obligation to proceed.
- We provide tailored mortgage solutions for all financial circumstances.
- Our team handles the entire application process for a stress-free experience.
- We offer impartial advice on life and home insurance products.
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
Services
Mortgage Advice
Our mortgage advisers provide tailored guidance on hundreds of products, from first-time buyer schemes to buy-to-let investments. We assess your financial situation to recommend competitive rates and handle all paperwork until completion. With no obligation consultations, we ensure transparency and affordability throughout the process.
Life Insurance
We offer term life insurance policies designed to protect dependents with lump-sum payouts in case of death. Policies can be customised with critical illness cover and adapted to individual needs, ensuring financial security for families and mortgage protection while maintaining cost-effectiveness.
Income Protection
Our income protection plans provide regular payments if you're unable to work due to illness or injury. Cover lasts until retirement age, replacing lost income to maintain household stability. Policies are tailored to employment status and existing benefits, ensuring comprehensive financial support during difficult periods.
Critical Illness Cover
This service offers lump-sum payouts upon diagnosis of specified critical illnesses. Cover can be standalone or added to life insurance policies, helping with mortgage payments, medical expenses, or home adaptations. We compare multiple providers to find policies matching your health profile and financial requirements.
Buildings & Contents Insurance
We provide combined buildings and contents insurance to safeguard properties against damage from fire, floods, or subsidence. Policies cover structural repairs and replacement of possessions, with optional add-ons for high-value items. We ensure adequate coverage based on rebuild costs rather than market value.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, and specialist mortgages for adverse credit situations.
How much does mortgage advice cost?
Our standard fee is £599, though this may vary depending on individual circumstances.
Do you offer protection insurance?
Yes, we provide life insurance, income protection, and critical illness cover tailored to your needs.
Are your services available nationwide?
Yes, we operate throughout the UK with flexible appointment options.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority as part of PRIMIS Mortgage Network.
Can you help with insurance claims?
While we don't process claims directly, we guide you through policy terms and insurer communication.
