Business Details
Your Trusted Mortgage Broker in Stowmarket
Established as an independent mortgage advisory firm, Simply Money has built a reputation for delivering tailored financial solutions to clients across the UK. Our team of experienced professionals combines deep industry knowledge with a commitment to providing transparent, client-focused advice. With over two decades of expertise, we specialise in navigating the complex mortgage market to secure competitive deals for first-time buyers, home movers, and those seeking remortgage options. Our independence from banks and building societies allows us to offer unbiased recommendations, ensuring clients receive the most suitable products for their unique circumstances. We pride ourselves on our dedication to continuous professional development, maintaining strong relationships with leading lenders, and leveraging advanced technology to streamline the mortgage process.Our track record of successful transactions, including participation in government-backed schemes like Help to Buy, demonstrates our ability to meet diverse client needs. Backed by the Financial Conduct Authority's authorisation, we uphold the highest standards of conduct while offering comprehensive support for residential, buy-to-let, and equity release mortgages. Our client testimonials consistently highlight our responsiveness, expertise, and the stress-free experience we deliver throughout the entire mortgage journey.
Services
Residential Mortgages
Buy to Let
Remortgaging
Help to Buy Scheme
Equity Release
Shared Ownership
Lifetime Mortgages
New Build Mortgages
Mortgage Protection
Financial Planning
Highlights and features
- We offer independent, whole-of-market mortgage advice with no lender bias
- Our advisers hold professional qualifications and have decades of combined experience
- We provide access to exclusive mortgage deals unavailable through high street lenders
- Our dedicated admin support ensures smooth processing from application to completion
- We are authorised and regulated by the Financial Conduct Authority (Ref: 599258)
Associations and certifications
- Financial Conduct Authority
What people say
Prompt responses
Professional expertise
Stress-free process
Excellent service
Highly recommend
Services
Residential Mortgages
We specialise in residential mortgage solutions for first-time buyers and home movers. Our expert advisers compare thousands of products to find competitive rates tailored to your circumstances. With access to exclusive deals and FCA-regulated advice, we guide clients through every stage from application to completion while explaining all available options clearly.
Buy to Let Mortgages
Our buy-to-let specialists help property investors secure optimal financing solutions. We provide market insights on rental yield requirements and portfolio management strategies. With relationships across major lenders, we access competitive commercial rates while ensuring compliance with tax regulations and investment property criteria.
Help to Buy Scheme
We offer expert guidance on government-backed home ownership schemes. Our team explains eligibility criteria and application processes for equity loans and shared ownership options. As New Build specialists, we help first-time buyers maximise benefits while navigating scheme requirements and future repayment considerations.
Equity Release
Our qualified advisers provide tailored equity release solutions for older homeowners. We explain lifetime mortgage options and inheritance implications while ensuring compliance with specialist lending criteria. We offer impartial advice on accessing property wealth while maintaining long-term financial security.
Remortgaging
We help homeowners reduce monthly payments or access equity through remortgaging. Our analysis compares current deals against market offerings to identify savings opportunities. We manage the entire process including early repayment charges and new lender requirements while explaining all financial implications clearly.
People
Chris Whitley
Founder & Mortgage Expert
With over 20 years' experience, Chris established Simply Money to provide impartial mortgage advice. His expertise featured on BBC media, helping clients navigate complex financial products while maintaining a client-first approach to mortgage solutions.
Barry Royal
Senior Mortgage Adviser
Barry brings extensive industry knowledge to our team, specialising in complex mortgage cases. His professional approach and dedication to client satisfaction have earned numerous positive testimonials, particularly for handling challenging financial situations with care and expertise.
Questions
What makes Simply Money different from other mortgage brokers?
We offer independent, whole-of-market advice with access to exclusive deals. Our FCA-authorised advisers provide impartial recommendations without lender bias, focusing on long-term client relationships rather than one-time transactions.
Can you help with government-backed mortgage schemes?
Yes, we specialise in Help to Buy and other government schemes. Our New Build specialist status gives clients priority access to new property developments while providing clear guidance on eligibility and application processes.
What mortgage types do you offer?
We provide residential, buy-to-let, remortgage, equity release, shared ownership, and lifetime mortgage solutions. Our advisers explain all options to help clients choose products matching their financial goals and circumstances.
How are you regulated?
We operate under Financial Conduct Authority authorisation (Ref: 599258). This ensures all advice meets strict regulatory standards, with client funds protected and complaints handled through formal FCA-compliant procedures.
What areas do you cover?
While based in Stowmarket, Suffolk, we work with clients nationwide. Our services operate remotely through phone, email, and post, making mortgage advice accessible regardless of location.
How do I start the mortgage process?
Contact us via phone or our online form to discuss your requirements. We'll arrange a consultation to assess your needs, explain available options, and guide you through the application process with regular updates.