Business Details
13 Years
experience
Expert Mortgage Brokers in Gloucester | The Mortgage Brain
Established in 2013, The Mortgage Brain provides expert mortgage and insurance advice tailored to first-time buyers, remortgagers, and buy-to-let landlords. Our CeMAP-qualified advisers have over 30 years of combined experience in sourcing competitive mortgage deals through partnerships with major high street lenders and exclusive providers. We offer end-to-end support via an online customer portal, ensuring transparency at every stage of the mortgage process. Recognised for our service excellence, we hold a 5-star Trustpilot rating and 4.9/5 on Google reviews.Our collaboration with The Fostering Network and UK house builders enables specialised mortgage solutions for foster carers and new build buyers. With access to over 12,000 mortgage products, we prioritise personalised guidance to match individual circumstances while maintaining FCA regulatory compliance.
Services
Residential Mortgages
Remortgage
Buy-to-Let
First-Time Buyer
New Build
Foster Carers
Affordable Mortgages
Insurance Services
Online Application Tracking
CeMAP Adviser Consultation
Details
- Year established: 2013
Highlights and features
- We have access to over 12,000 mortgage deals with hundreds of lenders
- All our advisers are CeMAP qualified to find the most suitable mortgage
- You can follow your mortgage application every step via our online portal
- We have thousands of happy customers with 5-star Trustpilot and Google ratings
- Your dedicated adviser supports you from consultation to mortgage completion
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
5 star rating
Trustpilot
Google reviews
Excellent service
Smooth process
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers and existing homeowners. Our CeMAP-qualified advisers access exclusive deals from 12,000+ products to match your circumstances. With partnerships across major lenders, we ensure competitive rates and transparent guidance from application to completion.
Remortgage
Our remortgage service helps homeowners secure better rates and terms. We analyse your current arrangement and market options to reduce payments or release equity. The process includes fee comparisons, rate tracking, and seamless transition support while maintaining regulatory compliance throughout the transaction.
Buy-to-Let Mortgages
Specialised buy-to-let mortgages for landlords seeking competitive investment returns. We partner with CHL Mortgages and other providers to offer fixed and variable rates with flexible terms. Our advisers assess rental income requirements and portfolio strategies to ensure profitable property investments aligned with your financial goals.
New Build Mortgages
Tailored financing solutions for new build properties through partnerships with leading UK house builders. We navigate complex developer incentives and completion timelines while securing preferential rates. Our service includes legal coordination and staged payment management to ensure smooth transactions for modern construction projects.
Foster Carers Mortgages
Exclusive mortgage arrangements for foster carers in collaboration with The Fostering Network. We address unique income structures from fostering allowances and provide flexible affordability assessments. Our advisers understand the sector's specific challenges and work with lenders offering supportive terms for care professionals purchasing their first or subsequent homes.
People
Enzo Mora
Management Team
Experienced mortgage sector leader with extensive expertise in financial services regulation and team development. Committed to maintaining high advisory standards across all customer interactions.
Ken Biscoe
Management Team
Seasoned financial services professional specialising in mortgage product development and lender relationship management. Focuses on expanding access to exclusive mortgage deals for diverse customer needs.
Michelle Weir
Management Team
Mortgage industry expert with deep knowledge of regulatory compliance and customer service excellence. Drives continuous improvement in advisory processes and team training programs.
Kerry Williams
Management Team
Dedicated mortgage sector leader with particular focus on new build and affordable housing solutions. Works closely with housing associations and developers to enhance accessibility.
Sarah Palmer
Management Team
Specialist in fostering sector mortgages with comprehensive understanding of unique income structures. Leads initiatives to improve financial inclusion for care professionals nationwide.
Questions
What mortgage services do you offer?
We provide residential mortgages, remortgage options, buy-to-let solutions, new build financing, and specialist mortgages for first-time buyers and foster carers.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under registration number 445887 for all mortgage and insurance services.
How can I track my mortgage application?
Our online customer portal allows real-time tracking of your mortgage application progress with secure access to documents and updates from your dedicated adviser.
Do you charge fees for consultations?
We offer free initial mortgage consultations. Arrangement fees apply only upon successful completion, capped at £495 or 1% of the loan amount whichever is higher.
Can foster carers get mortgages?
Yes, we have specialist mortgage solutions for foster carers through our partnership with The Fostering Network, recognising unique income structures and needs.
What mortgage deals are available?
We access over 12,000 mortgage deals from hundreds of lenders, including exclusive offers unavailable through high street banks and building societies.
Reviews (5)
Kiera Michelle
Dec 29, 2023
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Anthony has been absolutely fantastic. He has been so supportive and reassuring throughout the whole process. We couldn't have asked for a better advisor!
Colin Tough
Dec 20, 2023
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Matthew and the team were fantastic. Helped us every stage of the way during a very stressful time of moving down from Scotland. Kept us up to date with anything and generally just great. Highly recommend
Emily
Dec 04, 2023
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Excellent service from start to finish. Kirstie was so helpful and nothing was too much trouble. Our case was complicated but at every stage Kirstie kept everything on track and I would not hesitate to recommend her. She went above and beyond to ensure that our mortgage requirements were met in a timely and smooth manner, whilst updating us with any new deals as time went on. We really appreciated all of her advice and we could never have achieved everything without her. Thank you!
William Hughes
Nov 13, 2023
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Rob was absolutely fantastic in guiding us to our first home. It was very daunting buying our first house so we was of course nervous about buying our home but Rob put our minds at rest. He went above and beyond for us when a few hiccups happened he sorted them straight away. Moving into our first home cost us an absolute fortune so to get a mortgage advisor for free, YES FOR FREE! was amazing. The whole team from Rob to Madupavitra and Keith on the insurance team they are always on hand to answer questions and put your mind at rest. I would recommend them to anyone.
Linda Jacob
Oct 21, 2023
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We used The Mortgage Brain for my daughters first time flat purchase and Lucy Kingston was absolutely amazing ..so informative and helpful with every step of the way . She was so positive and personable and attentive to her situation and made the process as stress free as she could . I can't recommend them highly enough and will certainly use them in the future ..thank you Lucy
