Tudor Franklin Independent Financial Advisers

read moreWith so many different options in the marketplace, our expertise and independent status allows us to make the appropriate recommendations and ensure they link back to your goals. The solutions we recommend could be finding ways to grow your money, to provide you with an additional income, or a combination of both. It is important to understand that all investments (even cash in the bank) will carry some form of risk. Our ethos is to understand you, appreciate your preferences on risk and give you enough information to help you make an informed choice. An important part of this step is to also consider tax efficiency and how this ties back to your tax position today as well as in the future.

read moreOver recent years the government has introduced changes in the way that you can build up and spend your pension fund.

What this means to you is that there are many more options, more freedom but also far more decisions to make. We understand that for some this can be daunting and you may be worried about making the wrong choices. We believe that choice is a good thing, as long as you make the right one... we will be here to make sure that happens.

read moreThere are many ways that you can protect yourself and your family, and there is usually a solution to meet most circumstances and budgets. Remember that it is you, your health and your income that will allow you to lead the life that you want and will underpin all of your own financial goals.

read moreI don't feel that Richard could have added more value, he has been open and forthright at all stages, happy to answer our questions and explain in detail what can be an extremely complex subject.

read moreRichard helped us with our retirement decisions and in particular helping me to understand the benefits available through my company pension scheme. His support with this made it an easy decision to continue and take advice regarding how to invest the money that I received as a lump sum. After an initial interview, Richard discussed the options we had and offered his solution in a way that complemented our thoughts. That being said, he did challenge us during this process by picking up on my wife's reluctance regarding risk and spending time educating her in connection with this without disrespecting her views. Once we had agreed possible solutions, he organised a report and presented this in a way that was clear and jargon free. He gave us plenty of time to reflect on the advice and I was impressed at the time he spent checking my wife understood and was comfortable with his suggestions.

read moreWe needed advice as we had been left a substantial amount of money from my late mother's will. We were a little nervous but Richard put our minds at ease really quickly as it was clear that he was genuinely interested in us and our views rather than blinding us with science. He explained all about different risks and different investments on a level that made sense to us. We feel he is very honest and professional and he exceeded our expectations.

read moreWe are delighted with how Richard has helped us and fostered our trust in him. We are completely confident that he understands us and our approach to risk and investments and will recommend him to others.

read moreWe had a number of meetings over a couple of months during which Bharat thoroughly investigated our finances and our aims and plans and assessed our attitude to risk. We had, as a basic, aim to minimise IHT so that our children would not have a huge tax bill to pay on our demise. We were surprised at how in depth this review was and no detail escaped his attention over a period of months. Finally he recommended a Discretionary Gift Trust in favour of our children, and this was drawn up and invested. Obviously the earlier you start one the better! We consider that his approach has always been absolutely straight, with no pressure whatsover at any stage.

read moreAfter I retired from work I had a small pot of money I wanted to invest. Bharat assessed my post-retirement needs based on a careful evaluation of my assets, income, outgoings and lifestyle and advised me to set up a portfolio bond to help reduce future inheritance tax payments. He has a very clear and articulate way of explaining financial matters that I appreciated and I agreed to go ahead with this investment. Bharat currently provides me with ongoing oversight of both this bond and my other investments. His insight and unstinting and courteous professional services are greatly appreciated.

read moreI have been qualified and advising clients since 2004, and spent much of this period with Nationwide Building Society until the launch of Tudor Franklin in 2017. Doing the right thing in the right way is paramount to the way that I advise, which resulted in being presented with numerous internal company awards including "Trusted Adviser 2015" at the Nationwide National Conference. More recently, I am extremely proud to be featured in the Times supplement of VouchedFor 2019 and 2020 Guide to the UK's Top Rated Financial Advisers.

read moreThe first step to working with us will be to arrange a preliminary meeting. We can come to you or we can arrange an appointment in our offices in Anstey near Leicester. The purpose of the first meeting is to establish whether we are able to help you with your needs and objectives. Investments can play a significant part in planning towards key milestones in your life, whether they be paying for education costs, future property purchases, additional funds for retirement, providing a legacy for your loved ones or something that's more personal to you.

read moreAs I neared retirement, I was acutely conscious about my lack of planning for inheritance tax. I wanted someone knowledgeable to help me through this process. Bharat captured my existing financial / investment strategy very well and he then went away to investigate several options. He provided me with regular updates via email, texts and phone calls before he finally narrowed my options to two (very similar) products but having different implications on inheritance tax. Bharat was very patient and did his best to answer all my questions and then checking back to ensure that I understood it correctly.